Indus Grandé Savings Account - Discussion

[tryabp]

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.

 

[sxchzy]

Indulge & Pinnacle Credit Card only

indulge kabse dene lage
grande ke sath kipioneer ke sath?

 

[tryabp]

indulge kabse dene lage
grande ke sath kipioneer ke sath?

Indulge free nahi hai. I thought u r asking about exclusive account surrogate.

 

[another]

Multiple IndusInd CCs come with separate/split limit or shared limit?

 

[tryabp]

Multiple IndusInd CCs come with separate/split limit or shared limit?

split limit basis only

 

[jetesh]

I requested a Pioneer Debit Card instead of a Grande Debit Card from the BM.

 

[RajeshV]

Only if u r eligible. C2C is 1.5 lac, ITR 12 lac, or pre approved as per cibil.

I opened a Grande account after my previous conversation with you. Still didn't get the Pinnacle credit card (waiting for pre-approved offer).

I was considering upgrading to Pioneer (based on my understanding that they don't downgrade or penalize even if you don't maintain the AMB or TRV) for benefits like locker and free current accounts and would like to know if Pinnacle would be issued free even with Pinoeer or if it's a Grande exclusive offer.

Any tips to trigger the pre-approved offer?

 

[tryabp]

I opened a Grande account after my previous conversation with you. Still didn't get the Pinnacle credit card (waiting for pre-approved offer).

I was considering upgrading to Pioneer (based on my understanding that they don't downgrade or penalize even if you don't maintain the AMB or TRV) for benefits like locker and free current accounts and would like to know if Pinnacle would be issued free even with Pinoeer or if it's a Grande exclusive offer.

Any tips to trigger the pre-approved offer?

There is no pre approved offer. U Have to apply for pinnacle via branch with product code of Grande (5000Rs+GST) Refundable on 50k spend in 3 months.

 

[tryabp]

I requested a Pioneer Debit Card instead of a Grande Debit Card from the BM.

u can have both.

 

[RajeshV]

There is no pre approved offer. U Have to apply for pinnacle via branch with product code of Grande (5000Rs+GST) Refundable on 50k spend in 3 months.

And is that Pinnacle offer exclusive to Grande or available for Pioneer also?

 

[4uziaul]

And is that Pinnacle offer exclusive to Grande or available for Pioneer also?

Grande only ....

 

[tryabp]

And is that Pinnacle offer exclusive to Grande or available for Pioneer also?

only for Grande. After that u can upgrade for Pinnacle.

 

[Shash]

how to upgrade grande account to pioneer?

 

[sxchzy]

5/10L cheque payment

 

[Shash]

I already have required mab in my grande account. Still do I need to fund it more?

 

[jetesh]

I already have required mab in my grande account. Still do I need to fund it more?

Grande AQB : 5L
Pioneer AQB : 10L

 

[sxchzy]

grande mab and pioneer mab are different

 

[Shash]

i have 10l in savings account but grande account. how can i upgrade to pioneer account. BM saying pioneer not available in my city

 

[jetesh]

i have 10l mab but grande account. how can i upgrade to pioneer account. BM saying pioneer not available in my city

Your city ? and never heard about city-restrictive accounts.

 

[sxchzy]

raise a request to pionner customer care
they will do it

 

[jetesh]

Pioneer enquiry form
https://bank.indusind.com/pioneer/home/enquiry-form.html?item=Savings Account