Indus Grandé Savings Account - Discussion

[tryabp]

Official Link: https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html
Brochure & SOB Attached

Key Features:
- Free Locker
- Free Pinnacle Credit Card
- Free Signature Debit Card*
- Free Grande Debit Card
- Paid Pioneer Debit Card

Additional Benefits:
- Family Banking to 8 add-on accounts
- Special Interest rates on loan
- Dedicated RM & SM
- Bookmyshow 1+1 Offer for 1000Rs (Only Card that gives 1000Rs discount on non-movie tickets)


Surrogate Option:
- Average Balance 5 lac
OR
- Life insurance 2 lac
- General Insurance 50k
- Salary 2.5 lac
- Personal Loan 15 lac
- Home Loan 1.5 cr


Please add your inputs, i will update this thread accordingly.
BM convinced me to upgrade to this account instead of Exclusive, so have opened this account yesterday. I will post unboxing and welcome kit photos once i receive it.
Update: Attached Welcome Kit Photos. Nothing fancy. Just normal plastic debit card along with some documentation received.
Update: Customer Care has denied Free Signature Debit Card. I will still try from BM / RM. Hence i am opening Exclusive Accounts for family members and after getting Signature DC i will link them to Grande and then apply for PInnacle CC.

Tip : If you have higher variant account like Pioneer /Grande then you wont get Signature DC for free! For that you have to open/upgrade to signature account first >> Get free Signature DC / Exclusive World DC >> Upgrade a/c to Grande >> Get free Grande DC / Free Pinnacle CC >> Upgrade to Pioneer >> Get free Pioneer DC. And finally you will have all DC for free.

UPDATE:
1. If you are existing CC holder of Indus then you need to have floor limit for Pinnacle as it will be applied in split limit. (3 lac before split)
2. If you have 2 Indus CC then it becomes more complicated as 3rd can be applied in offline mode only on split limit basis and there is no option to get Pinnacle free in offline application.
3. Workaround is to apply for any free card in split limit basis offline through agent / branch and then upgrade it online using Grande Scheme Code to Pinnacle.

 

[4uziaul]

Ah Okay, premium banking considering the quick resolution on queries and complaints must be there. I am also waiting for axis Burgandy offer which might give magnus LTF starting September, lets see.

Once again, with IndusInd, you'll need loads of patience. Don't expect a quick resolution, and their customer care is quite disappointing. 🤣 However, if it does work, it's effective. 😁

The primary distinction between Select and Exclusive is the complimentary first-year locker and the Zero Markup Forex debit card.

 

[tryabp]

How is it in comparison to Pioneer?
and how much they are asking for Pioneer?

Indus Exclusive with Pinnacle as Surrogate is best account in Indusind. But if you have option to go for Grande then it offers more perks than Exclusive.

Pioneer is 10 lac funding account.

 

[Rohan]

When you have so much with IndusInd

 

[Riva]

Ah Okay, premium banking considering the quick resolution on queries and complaints must be there. I am also waiting for axis Burgandy offer which might give magnus LTF starting September, lets see.

is the axis burgandy offer with magnus ltf gonna happen? seems doubtful.

Which bank is better in terms of customer support, good cards and services? I am stuck between Axis Burgnady or maybe IndusInd. Kotak too has some good offerings, but not sure about their customer support.

 

[tryabp]

is the axis burgandy offer with magnus ltf gonna happen? seems doubtful.

Which bank is better in terms of customer support, good cards and services? I am stuck between Axis Burgnady or maybe IndusInd. Kotak too has some good offerings, but not sure about their customer support.

You have some exclusive offers with Indus, like Eazydiner 3000Rs, BMS 1000Rs on Movie + Non Movie, 0 MAB Account, If you are looking to get those then its good proposition.

 

[Riva]

You have some exclusive offers with Indus, like Eazydiner 3000Rs, BMS 1000Rs on Movie + Non Movie, 0 MAB Account, If you are looking to get those then its good proposition.

true, they do have some good offers on saving accounts.

 

[Trust Me]

Which bank is better in terms of customer support, good cards and services? I am stuck between Axis Burgnady or maybe IndusInd. Kotak too has some good offerings, but not sure about their customer support.

You seem to be somehow more assured of Axis and IndusInd customer support quality compared to Kotak! How so, if I may ask? .

 

[Riva]

You seem to be somehow more assured of Axis and IndusInd customer support quality compared to Kotak! How so, if I may ask? .

Lol, no.. I have a priority axis account and customer support is a joke. Last week they gave me the number to my branch and guess what.. no one picked that number. Axis support couldn't even solve my query. My Axis Bank app shows a RM name under Contact RM, but no one picks that number too. Support says that RM is not on file and doesn't show on their screens!! Am hoping burgundy support will be better!

 

[AritraSaha]

Premium banking maybe, also which can offer premium debit/credit cards offering discounts on movies, travels etc.

I have HDFC Imperia/ICICI wealth both are useless. 😋😋

10L mab for bms offer! Lol

 

[AritraSaha]

You seem to be somehow more assured of Axis and IndusInd customer support quality compared to Kotak! How so, if I may ask? .

Trust Me Bro

 

[tryabp]

Support in banking system is a joke! Only thing we can do is find good people and keep good relationship with them!

 

[H2O]

10L mab for bms offer! Lol

😆😆😆

 

[Trust Me]

Lol, no.. I have a priority axis account and customer support is a joke. Last week they gave me the number to my branch and guess what.. no one picked that number. Axis support couldn't even solve my query. My Axis Bank app shows a RM name under Contact RM, but no one picks that number too. Support says that RM is not on file and doesn't show on their screens!! Am hoping burgundy support will be better!

With Burgundy you'd be able to get hold of your RM. Whether that would be any good to you, is a different issue! .

 

[Trust Me]

Support in banking system is a joke! Only thing we can do is find good people and keep good relationship with them!

And as soon as the Bank senses that you've found someone good, he/she would be promptly transferred!

 

[Riva]

With Burgundy you'd be able to get hold of your RM. Whether that would be any good to you, is a different issue! .

Right... RMs are only to sell shitty products. They never get anything done and will always direct you to someone else!

 

[tryabp]

Right... RMs are only to sell shitty products. They never get anything done and will always direct you to someone else!

Everyone is in SALES!

 

[Zetroll]

FYI, in case someone was interested in the Grande account, their criteria for opening is either 10L MAB, or >2.5L salary credit. Sou
rce:IndusInd Roadshow in Society.

 

[Tejo]

Kotak too has some good offerings, but not sure about their customer support.

Kotak has good customer support.

Indus = lazy, Axis=shameless.

Anyway, what are the kotak offers?

 

[tryabp]

FYI, in case someone was interested in the Grande account, their criteria for opening is either 10L MAB, or >2.5L salary credit. Sou
rce:IndusInd Roadshow in Society.

It’s 5 lac MAB.

 

[Riva]

Kotak has good customer support.

Indus = lazy, Axis=shameless.

Anyway, what are the kotak offers?

You can take a look at Privy league offerings.

Smart Banking with HNI Accounts - Privy League by Kotak Mahindra Bank

Experience premium end-to-end banking solutions with Kotak Privy League. An HNI banking program that offers priority servicing, financial planning assistance, luxurious lifestyle offers and much more. Know more about our Privy League Program for HNI and HNW banking, here.

www.kotak.com

Their White credit card gives you early access to tickets and events that is not normally given by most banks.