INDIAN BANK HNI/FAMILY ACCOUNT. A QUICK WAY TO GET YOUR FIRST CREDIT CARD?

[quino]

Bro all cc from Indian Bank has 1% cb feature above 2k. What I mean by rupay rupay select cc benefits means cult fit ,spa etc from npci

so u mean to say, we can apply for any rupay cc (platinum or select) irrespective of this account, right?

Hn but uske jagah rupay SELECT cc with 4 add ons matlab 5 cards with 250 annual fees. 5 card benefits= 5 Cult spa 5 health checkup esliye thoda thik h

what's this 250 annual fee?

 

[MC_007]

just applied it online. Have a savings account

Can you please share the link.

 

[La pasión]

so u mean to say, we can apply for any rupay cc (platinum or select) irrespective of this account, right?
Yes


what's this 250 annual fee?

1)yes
2)Primary rupay select cc fees- 250
4 add on fees- nil

 

[La pasión]

Any1 applied 4 add on. Wht r d charges. Saving ac se acha to inka cc hai. Bt like other psu saving ac shud b mandatory to apply cc

Add on card charges - nil ( I have wrote in the main post)

 

[MC_007]

1)yes
2)Primary rupay select cc fees- 250
4 add on fees- nil

Where did you apply for credit card on app or website?

 

[La pasión]

Where did you apply for credit card on app or website?

Visit branch with last 3 month other bank statement instead of itr

 

[quino]

Visit branch with last 3 month other bank statement instead of itr

were u a customer of IB already when u applied?

and was the other bank stmt PSU or private?

why bank stmt instead of ITR?

 

[La pasión]

were u a customer of IB already when u applied?

and was the other bank stmt PSU or private?

why bank stmt instead of ITR?

1) I have not applied any cc, my friends have
2) private
3) there is a option between itr and bank statement

 

[quino]

1) I have not applied any cc, my friends have

haan, i was asking about them only, if they were already customers of IB

3) there is a option between itr and bank statement

how much CL did they get?

 

[La pasión]

haan, i was asking about them only, if they were already customers of IB

how much CL did they get?

1) yes
2) limit is provided generally based on the highest limit card shown in cibil

 

[La pasión]

haan, i was asking about them only, if they were already customers of IB

how much CL did they get?

Another thing if you get limit above 2 lakh then only u will be eligible for rupay select cc

 

[quino]

Another thing if you get limit above 2 lakh then only u will be eligible for rupay select cc

im confused. do we not apply for a specific card, like apply for rupay select or apply for rupay platinum etc? right?

 

[drvirag]

Another thing if you get limit above 2 lakh then only u will be eligible for rupay select cc

U mean dey dont give select below 2 lakh limit. Psu me 2 lakh limit milna to difficult lagta hai.

 

[La pasión]

im confused. do we not apply for a specific card, like apply for rupay select or apply for rupay platinum etc? right?

U mean dey dont give select below 2 lakh limit. Psu me 2 lakh limit milna to difficult lagta hai.

You can only select card network and if your limit over 2 lakh then automatically u will get rupay select. Hence I cannot apply for the specific variant

 

[La pasión]

@Aniket bhai apko tag karna to bhul gya

 

[La pasión]

U mean dey dont give select below 2 lakh limit. Psu me 2 lakh limit milna to difficult lagta hai.

Well in Indian Bank its quite common to get the card limit over 2 lakh but you should have a atleast 1 card in cibil which has limit over 2 lakh

 

[Aniket]

@Aniket bhai apko tag karna to bhul gya

#JK, koi na hota hai unimportant person miss. 🙂‍↔️ 😅

 

[La pasión]

View attachment 98215

#JK, koi na hota hai unimportant person miss. 🙂‍↔️ 😅

Nahi bhai aap log hi important h mai aplogo ki hi jantu es community mai. Aapko kahi dekha nahi bahut dino sai kisi thread pai esliye dimag sai utargya

 

[Aniket]

Nahi bhai aap log hi important h mai aplogo ki hi jantu es community mai. Aapko kahi dekha nahi bahut dino sai kisi thread pai esliye dimag sai utargya

Haan haan koi na samjh sakta hoon issi liye just kidding (JK) likha tha 😂

 

[drvirag]

Well in Indian Bank its quite common to get the card limit over 2 lakh but you should have a atleast 1 card in cibil which has limit over 2 lakh

I have many pvt banks wid above 2 lakh. Bt pnb boi sbi all have limits below 1 lakh, even bob has 1.5only.
Will go to nearest branch on Monday n see wht i can get.