Incorrect Inquiry by SBM Bank

[ayushnayyar]

I have a credit enquiry from SBMBKINDIA, but I have never availed a loan/BNPL from SBM Bank. I raised a dispute on CIBIL, but they asked me to contact the bank, which I did, to no avail. What should I do now?

 

[Strange]

I received a revert from the TripMoney team that they have detached the card from my MMT page, and have fwd the details to CIBIL for closing the card account.

CIBIL closes accounts directly?

 

[pprakash11]

CIBIL closes accounts directly?

My bad.
fwd the details to the bank to close and remove it from CIBIL.

 

[pprakash11]

Got a positive update! Inquiry suppressed.

 

[yolofino]

My enquiry also removed now, after 2 months.

 

[pprakash11]

I now have 3 credit cards from SBM

1. Onecard
2. Tripmoney
3. No idea (PNO office called me and asked me whether I have hop or paisabazaar or something. Even they don't know what card that is)

Did you find which was the 3rd card from SBM ?
My credit reports were updated today, and I can also see 2 credit cards from SBM Bank today. What shit is this ?

 

[ashwink]

I'm escalated one account is from trip money but not identified second account from...🤔

 

[pprakash11]

I'm escalated one account is from trip money but not identified second account from...🤔

Do you also have 2 credit card accounts from SBM ?
I even closed that Trip Money Forex card a week back! And now in today's report there are 2 SBM Credit Card accounts🥲🥲

I also have a Niyo SBM Forex Card, does that card also count ?

 

[ashwink]

I also have a Niyo SBM Forex Card, does that card also count ?

No that's a savings account and doesn't count..

 

[CMG]

Did you find which was the 3rd card from SBM ?
My credit reports were updated today, and I can also see 2 credit cards from SBM Bank today. What shit is this ?

Nope. Cc and pno stopped responding

 

[pprakash11]

I think I got one hint! Every month on last day they are adding one credit card account from SBM.. Mine one added on 30th June and one added on 31st July.. I am damn sure it is done by Trip Money/ Happay. Anybody know any account added on 31 August also ?

 

[ashwink]

I think I got one hint! Every month on last day they are adding one credit card account from SBM.. Mine one added on 30th June and one added on 31st July.. I am damn sure it is done by Trip Money/ Happay. Anybody know any account added on 31 August also ?

Mine was added 1st June and July...

 

[CMG]

They removed the accounts from CIBIL. Lets wait 15 days and see whether they have removed all of them

 

[Harshal]

Do you also have 2 credit card accounts from SBM ?
I even closed that Trip Money Forex card a week back! And now in today's report there are 2 SBM Credit Card accounts🥲🥲

I also have a Niyo SBM Forex Card, does that card also count ?

bro Same thing happened to me, my cibil shows two credit cards, one is from sbm bank and I don't know the other one, so I mailed sbm customer care but got no reply for 2 months.So I spoke to Delhi branch of sbm and delivered the mail to the senior and I got a call from the nodal officer and he said the second card belongs to bharatpe but I got only virtual card.So I spoke to bharatpe at first he didn't believe me but then when I showed the statement of the card which I received in the mail he told me that we will remove it from cibil report in 60-120 days. I am waiting for it to be removed

 

[Sahilhenzy]

bro Same thing happened to me, my cibil shows two credit cards, one is from sbm bank and I don't know the other one, so I mailed sbm customer care but got no reply for 2 months.So I spoke to Delhi branch of sbm and delivered the mail to the senior and I got a call from the nodal officer and he said the second card belongs to bharatpe but I got only virtual card.So I spoke to bharatpe at first he didn't believe me but then when I showed the statement of the card which I received in the mail he told me that we will remove it from cibil report in 60-120 days. I am waiting for it to be removed

In my case they opened 5 credit card account and score went down by 10 points exact number I don't know but I think it was 10 so after a long conversation I was connected to GILD Credit Card Founder and SBM Bank Nodal Officer helped me and my 4 credit card account was removed in all 4 credit bureau and 1 is left because that is the bettr card account. So its not very easy to get this removed don't even try to contact customer care they will never reply.

BharatPe is financed by Hindon not SBM so fight with them. I got my noc of BharatPe card from Hindon as well.

 

[atom008]

i had also raised concern with SBM bank, shared CIBIL control number. but now they are asking full credit report to check and verify. should we share full report with bank/ is they any loss if we share these details?

 

[P B R G]

i had also raised concern with SBM bank, shared CIBIL control number. but now they are asking full credit report to check and verify. should we share full report with bank/ is they any loss if we share these details?

You can share no issues. Without the full report I don't think they will entertain your case.