IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

[ReloadFin]

Hi there, i was just checking for offers on idfc, got limit enhancement recently (within 6-8months of issuance of card)

It was surprise Today when i get to know that idfc started to issue multiple credit card with shared limit (including insta-pay) but not limited to just rupay (rs.199/-) card. But other cards also shows after name and mobile opt screen. Though i haven't proceeded after cards selection screen (between intital 1st screen and 3rd screen where it asks PAN n other details)

Attaching screenshot. As per this screenshot it seems that card will be issued instantaneously with shared limit with existing card.

Do let us know if anyone proceeds further and get the card issued.

P.S.: Previously idfc always thrown error whenever their existing customer try to apply afresh, but now i guess scanrio has changed completely.

Thanks

 

[Deleted member 19066]

Same Number of wealth...

Just applied online... As usual.. They Approved.. Even i shared pic... When application stuck but then they approved.

Just received verification calls... 2 times

What is special in lic card ? I just packed and stored in drawer.. 😂😂

Just applied for fun...

 

[pprakash11]

What is special in lic card ? I just packed and stored in drawer.. 😂😂

Just applied for fun...

Nothing but the chull to apply is special 🤣

 

[Deleted member 19066]

Nothing but the chull to apply is special 🤣

That's why i applied..

 

[pprakash11]

That's why i applied..

Btw when you applied Wealth and when LIC ?

 

[Deleted member 19066]

Btw when you applied Wealth and when LIC ?

4 months ago wealth then few days back lic...

 

[pprakash11]

4 months ago wealth then few days back lic...

Gotcha a a a

 

[MOhit __]

Select Card
c2c zen signature 6 lakh limit
No cibil hit
Rejected.

 

[Chaitanya-a]

Select Card
c2c zen signature 6 lakh limit
No cibil hit
Rejected.

When did you get your last IDFC card?

 

[MOhit __]

When did you get your last IDFC card?

14 months old cc

 

[pprakash11]

When did you get your last IDFC card?

14 months old cc

Mtlb IDFC ke mood pe hai 🥹

 

[Ananth]

This is why we must have core card first and then apply for co branded cards. Getting core card is tougher later on.

Not going to beg them. Planning to close bank account and both co-branded cards with them. Let them enjoy with their own custom rules for each customer.

 

[Vasuki]

IDFC was only showing me WOW card again and again. Tried everything in that website to get any other card but with no positive result. Then an agent helped me to get IDFC Millennia.

Do home & office address verification happens for Millniea?

 

[Vasuki]

Same Number of wealth...

Just applied online... As usual.. They Approved.. Even i shared pic... When application stuck but then they approved.

Just received verification calls... 2 times

Verification call from idfc ? Like what do they ask

 

[Chaitanya-a]

Do home & office address verification happens for Millniea?

No verification for IDFC account holders mostly.

Otherwise Home verification happens. Office verification is rare.

 

[Deleted member 19066]

No verification for IDFC account holders mostly.

Otherwise Home verification happens. Office verification is rare.

No... No verification just two three calls... And it's approved.

 

[Chaitanya-a]

No... No verification just two three calls... And it's approved.

It depends on your field officer. If he isn't willing to come then he'll do it over call, otherwise physical home verification happens.

 

[Deleted member 19066]

It depends on your field officer. If he isn't willing to come then he'll do it over call, otherwise physical home verification happens.

Phone calls just for Basic info nothing like verification

 

[Deleted member 19066]

She just Informed benefits n said that your kyc is completed and will deliver card soon.. That's it

 

[BlueFlash]

I already have 3 credit cards from idfc... It's normal with shared limit... Wealth... Lic select and UPI chargeable 199

Does your Wealth and LIC share the same credit account in CIBIL ? I know that Wealth, Select, Millennia share the same account like how ICICI Gemstone share, but not sure about LIC since it's co-branded.

 

[Vasuki]

No verification for IDFC account holders mostly.

Otherwise Home verification happens. Office verification is rare.

I had account. Not anymore 😁.lets see