IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

[ReloadFin]

Hi there, i was just checking for offers on idfc, got limit enhancement recently (within 6-8months of issuance of card)

It was surprise Today when i get to know that idfc started to issue multiple credit card with shared limit (including insta-pay) but not limited to just rupay (rs.199/-) card. But other cards also shows after name and mobile opt screen. Though i haven't proceeded after cards selection screen (between intital 1st screen and 3rd screen where it asks PAN n other details)

Attaching screenshot. As per this screenshot it seems that card will be issued instantaneously with shared limit with existing card.

Do let us know if anyone proceeds further and get the card issued.

P.S.: Previously idfc always thrown error whenever their existing customer try to apply afresh, but now i guess scanrio has changed completely.

Thanks

 

[shridharigi]

How to check in app on pre-approved offer

 

[Ananth]

I hold IDFC Vistara and IDFC Power Plus. I applied for Select but got rejected. Wrote email to customer service and also escalated to PNO level. At all levels I got same reply stating that "With reference to your concern, we regret the inconvenience caused to you. We regret to reiterate to you that we will be unable to accommodate your request for a First Select credit card as you already have a Club Vistara credit card in active status."
But these cards are co-branded cards whereas Select is a core card. Weird reasons quoted by IDFC bank.

 

[Chaitanya-a]

I hold IDFC Vistara and IDFC Power Plus. I applied for Select but got rejected. Wrote email to customer service and also escalated to PNO level. At all levels I got same reply stating that "With reference to your concern, we regret the inconvenience caused to you. We regret to reiterate to you that we will be unable to accommodate your request for a First Select credit card as you already have a Club Vistara credit card in active status."
But these cards are co-branded cards whereas Select is a core card. Weird reasons quoted by IDFC bank.

This is why we must have core card first and then apply for co branded cards. Getting core card is tougher later on.

 

[nitin1914]

How many are with fee?

Idfc first power plus 500rs yearly
Idfc vistara 6000rs yearly
Idfc swyp 500rs yearly
And 2 upi cards with 199 each yearly
Millennia is free
And for personalise picture card i paid 500 one time fee only

 

[WandereR]

im gettign offerered only wow card even after applying some other pincode.... is there any way to Get unsecured cc from idfc

Because it would show your existing application, change phone number and try. Will result in another cibil enquiry though

 

[techt]

I have multiple IDFC credit cards
1. Idfc Millennia
2. Idfc Millennia Personalise Credit card (picture card)
3. Idfc power plus credit card (hpcl)
4. Idfc Vistara Credit card
5. Idfc millennia upi rupay virtual credit card
6. Idfc wow credit card
7. Idfc wow virtual rupay credit card
8. Idfc first swyp credit card.
Total limit is 71,000rs.
But unable to apply for wealth, select or lic credit cards.

I struggled to get one CC and you got all.
Perhaps this is what Ashta siddhi means.

 

[Chaitanya-a]

I struggled to get one CC and you got all.
Perhaps this is what Ashta siddhi means.

Once you get one core cc of IDFC, you've already achieved this Ashta siddhi. Your door for cobranded cards (except LIC) gets opened. Whats more interesting is that Card gets generated instantly.

 

[pprakash11]

Once you get one core cc of IDFC, you've already achieved this Ashta siddhi. Your door for cobranded cards (except LIC) gets opened. Whats more interesting is that Card gets generated instantly.

Bhai IDFC LIC me CIBIL Hit kaise ho gaya tumhara ?

 

[Chaitanya-a]

Bhai IDFC LIC me CIBIL Hit kaise ho gaya tumhara ?

First time jab apply kia tha tab hua CIBIL hit. Uske bad 2-3 bar try krne pe ni hua.

 

[pprakash11]

First time jab apply kia tha tab hua CIBIL hit. Uske bad 2-3 bar try krne pe ni hua.

Feeling sad
Unintentionally contributing to your Century 🤣

 

[Chaitanya-a]

Feeling sad
Unintentionally contributing to your Century 🤣

Ab toh adat si hai mujhko aise (CIBIL hit lagwake) jine me🤣

 

[the_spectator]

Once you get one core cc of IDFC, you've already achieved this Ashta siddhi. Your door for cobranded cards (except LIC) gets opened. Whats more interesting is that Card gets generated instantly.

Why all co-branded cards except LIC? Any specific reason for it not being issued?

 

[Chaitanya-a]

Why all co-branded cards except LIC? Any specific reason for it not being issued?

Coz its LTF. That's the only reason I can assume lol. Other cobranded cards are priced ones.

 

[the_spectator]

Coz its LTF. That's the only reason I can assume lol. Other cobranded cards are priced ones.

But the bank is issuing core cards as ltf. And what's the point in launching the card if they're not going to issue it to customers. Its a perfect card for lic premium payments, better than axis but not getting it 😕

 

[pprakash11]

But the bank is issuing core cards as ltf. And what's the point in launching the card if they're not going to issue it to customers. Its a perfect card for lic premium payments, better than axis but not getting it 😕

existing card holders are speculating for IDFC LIC, but not getting

 

[Deleted member 19066]

Received today @S S V

 

[SSV]

Received today @S S V

Very good !! Enjoy

 

[Deleted member 19066]

Received today @S S V

Also applied add on @S S V

 

[pprakash11]

Received today @S S V

applied via different number or same number as of Wealth ?

for almost everyone, they are rejecting the LIC Card application despite holding, IDFC SELECT, Vistara, and Power Plus.
Pls share your application experience.

 

[Deleted member 19066]

applied via different number or same number as of Wealth ?

for almost everyone, they are rejecting the LIC Card application despite holding, IDFC SELECT, Vistara, and Power Plus.
Pls share your application experience.

Same Number of wealth...

Just applied online... As usual.. They Approved.. Even i shared pic... When application stuck but then they approved.

Just received verification calls... 2 times