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IDFC First Wealth Banking Program Upgrade Journey in 2025
- Thread starter Anindya98
- Start date
- Replies 32
- Views 952
No 2 - 3 approval will be needed before the upgrade.
RM(Request) -> BM -> CH/RH -> State Head ( Private)
IDFC Bank Credit Card Journey
New
IDFC Bank Credit Card Journey: Started in 2022
Before everyone comments: Both the Wealth CC are Active OG Black One - Add-on & New One - Primary
Upgraded from First Millennia( Jan 2024) -> Select ( June 2024) -> Wealth (June 2025) Ashva & Mayura August 2024
Power + from a cousin, not mine. Missing the Vistara card - Heard rumours that IDFC and Air India might do a comeback, not sure.
Before everyone comments: Both the Wealth CC are Active OG Black One - Add-on & New One - Primary
Upgraded from First Millennia( Jan 2024) -> Select ( June 2024) -> Wealth (June 2025) Ashva & Mayura August 2024
Power + from a cousin, not mine. Missing the Vistara card - Heard rumours that IDFC and Air India might do a comeback, not sure.
NikhilG
TF Premier
Okay, I'm already in touch with BM. With that amount of funds I never bother to talk to any bank employee other than BM. Do you know if they still issue the tablet kit for private?
Yeah kit with the mini something display will be dispatched. It totally useless only metal DC is worthy in the box.
NikhilG
TF Premier
Any novel also to be found?
Yeah a book is there on something.
NikhilG
TF Premier
My bm saying there is a procedure for raising the private account status, asking for consent over sms maybe otp. Is that true? What is the exact process?
idk remember the procedure from wealth to private, don't worry the sms containing OTP you will give will have information why OTP was generated so before giving the OTP just read the sms simple. my rm upgraded my account if BM is involved when he is both RM and BM the process would be faster, it took me some 30-35 days after giving the consent if i given for the private to be reflected in my idfc app and then the box arrived later.
techno123
TF Buzz
What are requirment for private account
NikhilG
TF Premier
1cr in Savings account
Hey Anindya,IDFC First Wealth upgrade in 2025 is super smooth now! 🚀
The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM.
I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a bank holiday). No family consent needed since I was on Select with Family Banking.
After the upgrade, no changes needed — all members got new DCs & chequebook to the primary account. If you have multiple accounts, raise DC replacement requests individually. All cards & cheque book delivered in 3–5 days.
📌 Timeline Recap:
- 💰 Balance Added: 3rd May (5 PM)
- 📨 Upgrade Requested: 8th May
- 🏦 Wealth Upgrade Done: 10th May
Also opened another IDFC account — will share soon!
IDFC Select Banking Journey
IDFC Family Banking
Drop your upgrade stories & questions below, happy to help! 🙌
IDFC Bank Credit Card Journey: Started in 2022
Before everyone comments: Both the Wealth CC are Active OG Black One - Add-on & New One - Primary
Upgraded from First Millennia( Jan 2024) -> Select ( June 2024) -> Wealth (June 2025) Ashva & Mayura August 2024
Power + from a cousin, not mine. Missing the Vistara card - Heard rumours that IDFC and Air India might do a comeback, not sure.
You have vast experience with IDFC.
Have 2-3 query -
1- Limit wise / feature wise/ priority wise- say ex. (NEFT/RTGS via NB/MB) have any differences with 10k, 25k, select, wealth etc.
2-Do they accept 3rd party payment directly for wealth/select variant opening initial funding ?
3-How do you see Imperia, Burgundy wrt to Wealth in Premium Banking or vice versa?
