IDFC First Select Credit Card – Reward Points Calculation Challenge! 💳🧠

[NithinK]

This is my first post in the Technofino community.

I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month.

Here’s what I’ve done:

• I’ve attached a cropped copy of my statement (with transaction names struck off for privacy) that shows all the transactions and the total reward points credited by IDFC.
• I also opted for their Digital RuPay Credit Card, for which I was charged ₹199 + GST. I made 6 transactions using that card too – those are listed separately in the same statement.

Despite trying to decode the calculation, I can’t find any logic that matches their final reward points total.

So here’s the challenge:
👉 If anyone can correctly figure out how the reward points have been calculated, and explain it clearly – you win a ₹200 Amazon Gift Card from me!
(Assuming this kind of challenge is allowed under community rules.)

Let’s see if someone can crack the IDFC reward points mystery. 😅

Thanks in advance.