IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Anindya98]

Still getting the joining bonus points ?

No, only the 4K CB now

 

[PrinceHeart]

No, only the 4K CB now

So 3k from pocket. Imo - not worth.

Can get 10k worth wow cc instead, for 0 forex. For new users - just apply a month before your international trip would be enuff to get the cc in hand.

 

[BVCBVC is verified member.]

So 3k from pocket. Imo - not worth.

Can get 10k worth wow cc instead, for 0 forex. For new users - just apply a month before your international trip would be enuff to get the cc in hand.

Decent card for travel spends if you are not holding any premium CC. Decent reward rate beyond 20K spends per month. New users have a decent use case, existing users no need to hold.

 

[PrinceHeart]

Decent card for travel spends if you are not holding any premium CC. Decent reward rate beyond 20K spends per month. New users have a decent use case, existing users no need to hold.

Well said ..for its value. As i closed my wow cc few days ago.. and it comes in metal as well.

I see many potential young generation holding this card. And to be honest, the mayura laser engraving is top notch. Its a gem in my collection already.

 

[sarainfo12]

My upcoming international trip is not confirmed, it may get cancel anytime .
I am planning to book a ticket using idfc card ( mostly in their app ) . For example if I book indigo flights and half of the amount refunded by airlines means , remaining amount will be refunded via mayura card upto 25k right ?

Flight cost : 60k total .
Refund by indigo : 30k approx
Mayura refund 25k , net will i get 55k ?

Can any one give clarification on this ?
And also am i eligible to get the refund even though if I booked via mmt or Cleartrip?

 

[EnthuCC]

Decent card for travel spends if you are not holding any premium CC. Decent reward rate beyond 20K spends per month. New users have a decent use case, existing users no need to hold.

I have IDFC Wealth.
But I do need 0 forex card for business purposes. A card with 0 forex and decent rewards on international spends is what I need.

Shall I close this card? If yes then which other card shall I get for my use?

 

[Z_S]

I have IDFC Wealth.
But I do need 0 forex card for business purposes. A card with 0 forex and decent rewards on international spends is what I need.

Shall I close this card? If yes then which other card shall I get for my use?

For 0 forex can go for uni goldx card..

 

[theXfactor]

I have IDFC Wealth.
But I do need 0 forex card for business purposes. A card with 0 forex and decent rewards on international spends is what I need.

Shall I close this card? If yes then which other card shall I get for my use?

Get IDFC First Private CC if you can. Decent rewards 6.67% value back on travel redemptions, 0 forex.

 

[PrinceHeart]

Get IDFC First Private CC if you can. Decent rewards 6.67% value back on travel redemptions, 0 forex.

6.67% rp or cb on international spend or only travel ?

I just saw its for redemption. So how much rp we will actually get on international spend ?

I got pioneer heritage cc, 0 forex and 2.5% rp on all international spend. Just want to compare if this is better. And whats the requirement for getting this cc.

 

[theXfactor]

6.67% rp or cb on international spend or only travel ?

I just saw its for redemption. So how much rp we will actually get on international spend ?

I got pioneer heritage cc, 0 forex and 2.5% rp on all international spend. Just want to compare if this is better. And whats the requirement for getting this cc.

See you get 10 point on every 150 spent domestic/international which is 6.67% value back at 1:1 (max) redemption. When you redeem these points on travel bookings 1 pt=1 Re.

 

[EnthuCC]

Get IDFC First Private CC if you can. Decent rewards 6.67% value back on travel redemptions, 0 forex.

Not eligible for that for sure as it requires 50L or 1Cr+ TRV with the bank.

 

[lightwaves]

I have IDFC Wealth.
But I do need 0 forex card for business purposes. A card with 0 forex and decent rewards on international spends is what I need.

Shall I close this card? If yes then which other card shall I get for my use?

You can get IDFC WOW CC by opening an FD. Its LTF. Offers 0.67% return.

If youre looking for a higher return check out this thread

Thread 'Best Forex Fees: Best Credit Cards that offset mark-up fee with Rewards'

Oct 4, 2024

IMO, when it comes to credit cards, >0% rewards is always better than 0%, especially when dealing with mark-up fees (foreign transaction fee)!

I wanted to share some tips for those of you who frequently travel or make purchases from international websites. You might already know that many credit cards charge a foreign transaction fee (usually 4.13%) whenever you buy something in a different currency. Unfortunately, these fees can eat into any rewards or cashback you’re hoping to earn.

There are credit cards that still provide positive rewards...

• hellowo₹ld
• Replies: 168
• Forum: Credit Card - General

• 

 

[SSV]

IDFC strictly following 7 days closure period.
They now closed my Mayura permanently...

View attachment 102441

They are again offering Mayura, after its closure..

 

[sam1803]

There again offering Mayura, after its closure..

View attachment 109102

I also got the upgrade offer on WhatsApp next day itself after card closure. 🤣

I will take it again before any international trip as they have 1000 4 times cashback on new application that is still better than nothing for 7k renewal fees. I have marquee too but mayura was pretty straightforward with zero forex and reward points in my Bali trip.

 

[sam1803]

But how long do they take to close it in CIBIL I can still see it as active has been almost 3 weeks now.

 

[SSV]

But how long do they take to close it in CIBIL I can still see it as active has been almost 3 weeks now.

My account was shown as closed in cibil with in a couple of weeks.. no major delay was seen

 

[newmakerhere]

My account was shown as closed in cibil with in a couple of weeks.. no major delay was seen

I also see upgrade option from power+ to ashva and mayura

 

[BVCBVC is verified member.]

So IDFC offering Mayura again after closure now.

View attachment 104472

View attachment 104473

@SSV Yes, they do offer.