IDFC Bank Wealth Programme

[Sevendar@01]

Hi there is anyone using IDFC select, wealth or private account.
1) What account variant are you using
2)What was the initial cheque required to open this account
3)What is the AMB and non maintenance charges or do u just need to fund the initial amount and the account becomes zero balance?
4)Did you got select, wealth, private credit card without income docs?
5)Did you have a existing relation with bank and got upgrade to wealth programme
Anyone having nay contact of IDFC Bank kolkata people then please share it and if anyone is using this account share the whole procedure to get this account specifically select account.

 

[suhailmz]

What about downgrade if not maintained??

There is lack of clarity on this matter and it seems this differs from branch to branch

 

[TheTrickySid]

There is lack of clarity on this matter and it seems this differs from branch to branch

What does your branch/RM suggest??

 

[suhailmz]

What does your branch/RM suggest??

They will obviously tell u to maintain 5 lakh

 

[jack333]

They usually don't. 25k is mab

 

[TheTrickySid]

They usually don't. 25k is mab

Which account do you hold??

 

[jack333]

I went to branch to enquire. One branch asked for 5 lakh cheque and other 10 for new wealth account. Both said maintain only till 3 months till you get wealth credit card. After that mab of 25k

 

[Wealth is my birth right!]

I just had a chat with my branch RM. He also told me Select account for 5 lakh and for Wealth account, he is not buzzing, he said 50 lakh for Wealth variant

RM wants his march month target to be by u

 

[yolofino]

RM wants his march month target to be by u

Yeah, true

 

[yolofino]

I went to branch to enquire. One branch asked for 5 lakh cheque and other 10 for new wealth account. Both said maintain only till 3 months till you get wealth credit card. After that mab of 25k

Which branch asked for 5 lakh? Do you have the branch person's no.?

You already have an account or you went to open a new account?

 

[jack333]

New account. Don't have number. Talked to BM directly. Maybe due to march closing targets

 

[DarkKnight]

What are the benefits of IDFC wealth DC apart from airport lounge access?

 

[jack333]

Free Vehicle tow service is very good. Airport Spa also

 

[Wealth is my birth right!]

What are the benefits of IDFC wealth DC apart from airport lounge access?

Spa
Paytm movie tickets
RSA
I have wealth cc not dc so only this I can add

 

[DarkKnight]

Spa
Paytm movie tickets
RSA
I have wealth cc not dc so only this I can add

I believe these are for wealth CC. m asking about wealth DC!

 

[mgforce]

@jack333 / @visvin @suhailmz

Do we need to maintain MAB of 25K even after upgrade to Wealth Program? Does it not become zero balance?

 

[Bhagat Singh]

@jack333 / @visvin @suhailmz

Do we need to maintain MAB of 25K even after upgrade to Wealth Program? Does it not become zero balance?

no
but you can maintain 0 balance
also they might downgrade you from wealth

 

[Chaitanya-a]

@jack333 / @visvin @suhailmz

Do we need to maintain MAB of 25K even after upgrade to Wealth Program? Does it not become zero balance?

Yes we've to maintain.

 

[Bhagat Singh]

I will DM you my RM’s number, even my branch is Bangalore and I upgraded to wealth with 5 lakh

could you dm me your RM no. i went to branch rm asked 3 lakh for select it's been a month upgrade is in process. no updates.
how long does it take to get upgraded

 

[Chaitanya-a]

could you dm me your RM no. i went to branch rm asked 3 lakh for select it's been a month upgrade is in process. no updates.
how long does it take to get upgraded

First you've to keep 3-5 lacs in account for 1 month atleast. After that they initiate the process of upgrade and then it takes 2 weeks to get upgraded.

 

[suhailmz]

could you dm me your RM no. i went to branch rm asked 3 lakh for select it's been a month upgrade is in process. no updates.
how long does it take to get upgraded

They will check your AMB for the last 3 months