ICICI not reporting to CIBIL

[Manoj Pant]

I have 3 ICICI credit cards - 2 Core and 1 Amazon. As everyone knows that ICICI report to CIBIL on bill generation date, but my CIBIL report still showing 28 may 2023 as Date reported and Certified for both ICICI accounts. My last bill generated on 28 June 2023 ,which is not reported to CIBIL yet , means ICICI not reported to CIBIL in last month.Is anyone facing this issue? What to do in this situation?

 

[SSV]

I had taken apay icici card in june but still it is not reflected in cibil.

Next month it will appear..

 

[SSV]

I had taken apay icici card in june but still it is not reflected in cibil.

When is your first bill generation date?

 

[prashu]

When is your first bill generation date?

29 every month

 

[SSV]

First bill on 29th July?

 

[prashu]

I have icici three cards with shared limit. Will it reflect as one card or 3 cards ?

 

[prashu]

First bill on 29th July?

Yes

 

[SSV]

I have icici three cards with shared limit. Will it reflect as one card or 3 cards ?

3 cards

 

[SSV]

Yes

It will definitely reflect in the next cycle, ICICi is too slow, but accurate reporting

 

[prashu]

3 cards

My total limit is 2.4LWill it reflect as 2.4L+2.4L+2.4L for each card ?

 

[SSV]

My total limit is 2.4LWill it reflect as 2.4L+2.4L+2.4L for each card ?

Yes , 7. 2 L

 

[prashu]

If we apply card to card basis , then the next card limit is based on the last card which is reflecting cibil ?

 

[prashu]

Yes , 7. 2 L

Wow. Then my cibil score will be 🚀

 

[SSV]

If we apply card to card basis , then the next card limit is based on the last card which is reflecting cibil ?

Not necessarily, depends on the bank you applied for.. some match . Some may even give 10% of it like hdfc

 

[SSV]

Wow. Then my cibil score will be 🚀

It helps, but don't get excited too much.. depends on other factors as well

 

[paresh22]

I have icici three cards with shared limit. Will it reflect as one card or 3 cards ?

it depends on which 3 cards are those.

 

[prashu]

Not necessarily, depends on the bank you applied for.. some match . Some may even give 10% of it like hdfc

Hdfc LE is pathetic. I am using since 18months with a limit of 46k and I have been asking for LE like 100+ times.

 

[prashu]

it depends on which 3 cards are those.1.

it depends on which 3 cards are those.

1. Apay
2. platinum
3. Coral Rupay

 

[paresh22]

1. Apay
2. platinum
3. Coral Rupay

Then 2 accounts on Cibil. One for Apay and other for cards like Platinum and Coral Rupay.

 

[karanbir]

1. Apay
2. platinum
3. Coral Rupay

yes there will be two account

apay separate

rest all consolidated

 

[Das.N]

Hdfc LE is pathetic. I am using since 18months with a limit of 46k and I have been asking for LE like 100+ times.

HDFC really doesn't want to give LE offer to customers.