ICICI not reporting to CIBIL

[Manoj Pant]

I have 3 ICICI credit cards - 2 Core and 1 Amazon. As everyone knows that ICICI report to CIBIL on bill generation date, but my CIBIL report still showing 28 may 2023 as Date reported and Certified for both ICICI accounts. My last bill generated on 28 June 2023 ,which is not reported to CIBIL yet , means ICICI not reported to CIBIL in last month.Is anyone facing this issue? What to do in this situation?

 

[ray8285]

Curious about the same? Any actions/ Updates?

Sometime lenders skips reporting a month to a few & hence the “XXX” on the DPD section, which means basically data was not reported for those months ! Nothing unusual or alarming.

Coming to ICICI, one fine morning you will see your report up to date, they have a habit of reporting 3-4 months of data together.

Why ICICI does that is again a separate discussion.

 

[insight]

Sometime lenders skips reporting a month to a few & hence the “XXX” on the DPD section, which means basically data was not reported for those months ! Nothing unusual or alarming.

Coming to ICICI, one fine morning you will see your report up to date, they have a habit of reporting 3-4 months of data together.

Why ICICI does that is again a separate discussion.

Any way to trigger their banking system to push out an update? I vaguely recall that certain Address or Phone or some kind of record changes used to trigger one?

 

[ray8285]

Any way to trigger their banking system to push out an update? I vaguely recall that certain Address or Phone or some kind of record changes used to trigger one?

It is not adverse data. I have dealt with more than 50 different lenders & almost all lenders do it. So as long as it is not adverse data they are reporting there is no point in wasting time & energy over this.

 

[Deleted member 8482]

I had taken apay icici card in june but still it is not reflected in cibil.

I also have 3 ICICI cards and no card still reflecting in cibil

Apay (January 23)
MMT(January 23)
Coral (Aug 23)

 

[Das.N]

I also have 3 ICICI cards and no card still reflecting in cibil

Apay (January 23)
MMT(January 23)
Coral (Aug 23)

I have got coral rupay in September, It's reported in CIBIL

 

[shrewdoc]

I also have 3 ICICI cards and no card still reflecting in cibil

Apay (January 23)
MMT(January 23)
Coral (Aug 23)

You need to contact ICICI for this. Most it takes 3 months to report a new card account to CIBIL. If yours are not reported then there must be something wrong.

 

[Deleted member 8482]

You need to contact ICICI for this. Most it takes 3 months to report a new card account to CIBIL. If yours are not reported then there must be something wrong.

In Experian all 3 cards reflrcting but only cibil its not reflecting.I will check with ICICI customer care.

 

[BhaiyaJi]

Have, Accelero, Sapphiro Master/Amex. Only Accelero is coming in the credit reports. I want to know if they will report these as different card or not. Asking because I am looking to take Coral Rupay and want multiple entires in credit reports.

 

[BeingIncog]

Have, Accelero, Sapphiro Master/Amex. Only Accelero is coming in the credit reports. I want to know if they will report these as different card or not. Asking because I am looking to take Coral Rupay and want multiple entires in credit reports.

all gemstone+ platinum has one statement and credit bureau account. co-branded ones like apay have another account.

 

[RevEng]

Too many XXX in report, by ICICI bank.

There was no transaction for Feb month, had 0 Rs statement. That XXX is understandable.

But even if I use the card, generate a non-zero bill, ICICI still doesn't report.

Is there any impact of too many XXX?

 

[Das.N]

Axis Bank didn't report in my credit profile previous month, billing date has also passed.
First time missed the report from Axis Bank.