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HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

the.avhishek

TF Premier
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💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.


⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels


🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases


✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon


Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/



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💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.


💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)


🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels


✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network


✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon


Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/
 
Last edited:
Finally, my card has been approved and is now visible in the HSBC mobile app.


Initially, HSBC was not willing to issue a new Rupay Cashback card, stating that I had already reached the maximum credit limit on my existing cards (platinum and live+). I then requested them to reduce my existing credit limit to 30% and issue a new card. After a long wait, they finally agreed — they reduced my existing card limit from 8 lakhs to 5 lakhs and issued a new card with a 6 lakh limit.

I have got the Rupay Cashback card

Got mine today as well

Guys could u confirm whether u have got 10% or 1% cashback on local grocery shops spend done via upi
 
Then we should get 10% cb on this.
Screenshot has the exclusion list for cb card.
I have Live+ card with me and posting the MCC codes I have got as below for earlier transactions,

Merchant name -> MCC Code

AMAZONIN -> MCC code is 5411

AMAZON PAY INDIA PRIVATE -> MCC code is 5399 from my past purchases.

Not sure it tagged based on the Groceries category while purchasing !!
 
I have Live+ card with me and posting the MCC codes I have got as below for earlier transactions,

Merchant name -> MCC Code

AMAZONIN -> MCC code is 5411

AMAZON PAY INDIA PRIVATE -> MCC code is 5399 from my past purchases.

Not sure it tagged based on the Groceries category while purchasing !!


: )
 
Yesterday agent from hsbc called for hsbc rupee card ..I am existing customer already am visa platinum card holder she just asked for pan number and all the details ...she fetch from my existing card ...she send link for e sign i did and ekyc from aadhar ...she doesn't want salary slip boli soft aproval aa gaya hai salary silip baad mien mail kar dena , she send her hsbc official email id...all the process went well in 15 minutes, received all the details of e sign and application and card agreement in email, she said your card is aprove and you got your card in 7 days but looks doubtful because salary silip baad mien kon leta hai process ke ....
 
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