HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[rajcasio]

Will the grocery cashback of 10% applicable on UPI payment as well or just 1%?

How % cashback is on UPI spends thru these card ??

Right now nobody knows the answer for that MILLION DOLLAR QUESTION?

 

[webmunmun]

I got the live+ card 1 month back. The cashback card looks interesting, since my grocery spend is more than maximum limit of live+ card. Any idea if there is a cool off period for HSBC for applying the cashback card, since I got Live+ just one month back.

 

[Bravo Echo]

I got the live+ card 1 month back. The cashback card looks interesting, since my grocery spend is more than maximum limit of live+ card. Any idea if there is a cool off period for HSBC for applying the cashback card, since I got Live+ just one month back.

Btw how many days it took for live + to arrive from the date of application

 

[webmunmun]

Btw how many days it took for live + to arrive from the date of application

Applied on 14th June, received message regarding OTP generation on 17th June, received the card on 19th June.

 

[Bravo Echo]

Applied on 14th June, received message regarding OTP generation on 17th June, received the card on 19th June.

Woow within 1 week
Did u apply through cashkaro or directly from their website

 

[webmunmun]

Woow within 1 week
Did u apply through cashkaro or directly from their website

Applied through Cashkaro and got 2500 Amazon GV as well 😀

 

[krish11]

Will the grocery cashback of 10% applicable on UPI payment as well or just 1%?

Even i have the same doubt. Customer care team are also not clear. They just kept saying online and offline grocery fetches 10% and when I ask for UPI, they just repeated - online and offline grocery fetches 10%. They were not ready to mention UPI explicitly.

 

[OptiCard]

For new card holders --> they used to deliver the card fast.

Existing users --> minimum 15 days.

I can tell based on my experience. 5 years back I got the Platinum card (HSBC visited our office).
After 2-3 years, I requested for cashback/Live+ card --> it took more than 20 days.

Now, I requested for Rupay Platinum --> I am sure they will take a month. The agent said, wait for next 3 weeks after that you will get the status for delivery (The card approved on call itself).

 

[rajcasio]

Even i have the same doubt. Customer care team are also not clear. They just kept saying online and offline grocery fetches 10% and when I ask for UPI, they just repeated - online and offline grocery fetches 10%. They were not ready to mention UPI explicitly.

RUPAY SCAN & PAY has two things - OFFLINE & ONLINE
OFFLINE - 1%
ONLINE - 10%..they must give..otherwise no point in issuing a RUPAY variant

 

[prashantsm]

I got the live+ card 1 month back. The cashback card looks interesting, since my grocery spend is more than maximum limit of live+ card. Any idea if there is a cool off period for HSBC for applying the cashback card, since I got Live+ just one month back.

Cooling period is 180 days, I applied for Rupay cashback card last week and my application got rejected as I got live+ card in the month of Feb 2025

 

[manoj28]

For new card holders --> they used to deliver the card fast.

Existing users --> minimum 15 days.

I can tell based on my experience. 5 years back I got the Platinum card (HSBC visited our office).
After 2-3 years, I requested for cashback/Live+ card --> it took more than 20 days.

Now, I requested for Rupay Platinum --> I am sure they will take a month. The agent said, wait for next 3 weeks after that you will get the status for delivery (The card approved on call itself).

Card approved on call itself - Do we get any approved mail or message ?. the agent told me the same that my card is approved for hsbc cashback rupay. note: i already have live+ card

 

[the.avhishek]

Card approved on call itself - Do we get any approved mail or message ?. the agent told me the same that my card is approved for hsbc cashback rupay. note: i already have live+ card

I also have Live+ from past 1 year and still they rejected my application. Asked for exact rejection reason but same internal policy. Now after 30 days RBI Bamboo ready for HSBC.

 

[sarainfo12]

I also have Live+ from past 1 year and still they rejected my application. Asked for exact rejection reason but same internal policy. Now after 30 days RBI Bamboo ready for HSBC.

How many days it took to know the rejected status ?

 

[Paras Jain]

I got a call from them as I am an existing customer. Then after asking for several details they said office and home address should be in same city. They forgot that some companies have WFH as well. Is there anyone else in same boat? Any suggestions for this?

 

[Keshavgowda]

For new card holders --> they used to deliver the card fast.

Existing users --> minimum 15 days.

I can tell based on my experience. 5 years back I got the Platinum card (HSBC visited our office).
After 2-3 years, I requested for cashback/Live+ card --> it took more than 20 days.

Now, I requested for Rupay Platinum --> I am sure they will take a month. The agent said, wait for next 3 weeks after that you will get the status for delivery (The card approved on call itself).

Did you upgrade the card? or apply for new cards? If you are holding 2 cards, how are they reported in CIBIL? one account or 2 different accounts in CIBIL?

 

[the.avhishek]

How many days it took to know the rejected status ?

on call they said application is rejected.

 

[webmunmun]

Cooling period is 180 days, I applied for Rupay cashback card last week and my application got rejected as I got live+ card in the month of Feb 2025

Did they mention about the cooling period?

 

[OptiCard]

Did you upgrade the card? or apply for new cards? If you are holding 2 cards, how are they reported in CIBIL? one account or 2 different accounts in CIBIL?

You can hold n number of cards from HSBC --> I confirmed with lady on call.

It's as usual, each card having seperate cibil enquiry.

 

[OptiCard]

Card approved on call itself - Do we get any approved mail or message ?. the agent told me the same that my card is approved for hsbc cashback rupay. note: i already have live+ card

Bhai,
I have 2 cards with them.
Live+ (previously cashback)
Platinum (1st card with them)

I told multiple times here that I well confirmed from that lady that we can have n number of cards from HSBC (as of now no such restrictions).

 

[prashantsm]

Did they mention about the cooling period?

Nope, came to know from this thread as one member told andlatwr confirmed with customer support