HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[Riyon]

Did u check the eligible cities?

What is the easy way to apply for HSBC credit cards, i have applied many times but always rejected, CIBIL 788 and have mostly all banks credit cards. Anyone suggest

 

[OptiCard]

And the page is live

RuPay Credit Card UPI | Apply Online - HSBC IN

Apply for an HSBC RuPay Cashback Credit Card and enjoy extra cashback and instant transfers with UPI on everyday purchases. Explore the benefits more today.

www.hsbc.co.in

 

[kmkmahesh]

As of now this Rupay CashBack Card has no spend criteria for domestic lounges, correct me if I am wrong

If it is correct this card will be the most issued card.

 

[Anshit]

As of now this Rupay CashBack Card has no spend criteria for domestic lounges, correct me if I am wrong

If it is correct this card will be the most issued card.

HSBC cards usually does not have spend criteria for lounge access

 

[kmkmahesh]

yeah, for Live + has only 4 in total 1 per quarter but this CashBack Rupay Card has double of it and also 2 International Lounges per year.
But the new cashback card is half of the fee to the Live +.
So I got that doubt.

 

[Bravo Echo]

yeah, for Live + has only 4 in total 1 per quarter but this CashBack Rupay Card has double of it and also 2 International Lounges per year.
But the new cashback card is half of the fee to the Live +.
So I got that doubt.

Also less than half monthly cashback limit as compared to live +

 

[kmkmahesh]

I already has Live + this wont be much useful to me anyway. Earlier I thought to take this card so my Addon Card issue of Live + will get resolved. But only UPI is not useful to me.

 

[demx302]

My Permanent address is not in city.
Current address is in eligible city. (don't have address proof)
Office address is in eligible city.
Is it possible to get a HSBC card ?

 

[Anshit]

My Permanent address is not in city.
Current address is in eligible city. (don't have address proof)
Office address is in eligible city.
Is it possible to get a HSBC card ?

Need to have address proof for the current address

 

[Pravin1156]

Need to have address proof for the current address

Did they ask for current address verification

 

[RAMESH BABU N]

NO CHANGE in HSBC's policy of PRACTICALLY NOT GIVING CCs to non-salary applicants.

Even if such non-salary (i.e self employed or business owners) applicants hold HSBC accounts.

However, their website continues to show that CCs - CAN - be issued to non-salaried if they maintain accounts with them. Not withstanding ITRs showing 25+L income continuously...

I personally know a few cases of their cards were issued based on fake/spurious n fabricated dox.

HSBC is known for NOT GIVING ANYTHING in writing. Their staff call n inform their regret. That's all.

All the best for new applicants.

I refused to give fabricated dox, but still maintain my account in HSBC. Earlier, held 3 of their CCs.

 

[Akshay Ajmera]

View attachment 103551

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/



View attachment 103552

💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

Can anyone help me understand this benefit and how to use it

Use across 160+ countries via JCB network

 

[RAMESH BABU N]

Can anyone help me understand this benefit and how to use it

Use across 160+ countries via JCB network

Like Visa, MC, AmEx platform brands, JCB is a different platform with which RuPay has tied up with for this card.

Wherever JCB sticker is visible or acceptable, this RuPay card will work. In 160+ countries....

 

[Anshit]

Did they ask for current address verification

There was no address Verification, The address I gave was not even in the city limits they served

 

[Akshay Ajmera]

To everyone who is excited for hsbc cashback credit card.
I was doing some calculation and observed that max cashback per month is 400 that is max spend in a month is 4000( food grocery and dining)
for 12 months it would be 4800 cashback and spend would be 48000.
how are you going to spend remaining milestones as there are better cc with give more than 1% cashback on upi spends.
Also I am not sure that 1% is inclusive or exclusive of 400.
If 400 is inclusive of 1%, card seems useless to me

this is particularly relevant when you have live+ and you use them regularly