HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[OptiCard]

All i want to know is whether UPI QR Scan & pay applicable on 400 cashback or i have to use CC in POS to get it?

Only at POS or online. Not on Scan & Pay.

 

[OptiCard]

To everyone who is excited for hsbc cashback credit card.
I was doing some calculation and observed that max cashback per month is 400 that is max spend in a month is 4000( food grocery and dining)
for 12 months it would be 4800 cashback and spend would be 48000.
how are you going to spend remaining milestones as there are better cc with give more than 1% cashback on upi spends.
Also I am not sure that 1% is inclusive or exclusive of 400.
If 400 is inclusive of 1%, card seems useless to me

this is particularly relevant when you have live+ and you use them regularly

1% & 10% clubbed Rs.400

 

[OptiCard]

To everyone who is excited for hsbc cashback credit card.
I was doing some calculation and observed that max cashback per month is 400 that is max spend in a month is 4000( food grocery and dining)
for 12 months it would be 4800 cashback and spend would be 48000.
how are you going to spend remaining milestones as there are better cc with give more than 1% cashback on upi spends.
Also I am not sure that 1% is inclusive or exclusive of 400.
If 400 is inclusive of 1%, card seems useless to me

this is particularly relevant when you have live+ and you use them regularly

How it's relevant if someone already have Live+ ?

 

[sunit123]

finicky bank..I am not sure why they are afraid of offering CC to entrepreneur or self employed..

 

[OptiCard]

Muje call aaya tha to mene unse pucha tha to wo bole ki total cashback 400 hai 10% category se aaye ya 1% category se

Yes, I too got the call yesterday morning.

1% or 10% --> clubbed to Rs.400 max cashback.

 

[ali4u]

Did u check the eligible cities?

Try with bank bazar app ... They will give you 100 percent

 

[BhaiyaJi]

Yes, I too got the call yesterday morning.

1% or 10% --> clubbed to Rs.400 max cashback.

Did you apply online?

 

[Exewhyzee]

Received a call from hsbc exec. They told their ppl are not trained yet for issuing rupay so they will call back next week for processing application.

 

[Akshay Ajmera]

How it's relevant if someone already have Live+ ?

In live+ you get same benefits

 

[OptiCard]

Received a call from hsbc exec. They told their ppl are not trained yet for issuing rupay so they will call back next week for processing application.

I am applying for Rupay Platinum.

 

[Akshay Ajmera]

Only at POS or online. Not on Scan & Pay.

Where is this mentioned??

 

[parasf]

Is hsbc card available for business person?

Or still for salaried person only ?

 

[RAMESH BABU N]

Is hsbc card available for business person?

Or still for salaried person only ?

NO CHANGE in HSBC's policy of PRACTICALLY NOT GIVING CCs to non-salary applicants.

Even if such non-salary (i.e self employed or business owners) applicants hold HSBC accounts.

However, their website continues to show that CCs - CAN - be issued to non-salaried if they maintain accounts with them. Not withstanding ITRs showing 25+L income continuously...

I personally know a few cases of their cards were issued based on fake/spurious n fabricated dox.

HSBC is known for NOT GIVING ANYTHING in writing. Their staff call n inform their regret. That's all.

All the best for new applicants.

I refused to give fabricated dox, but still maintain my account in HSBC. Earlier, held 3 of their CCs.

 

[OptiCard]

Did you apply online?

Yes for Rupay Platinum.

I already hold Live+ --> so Rupay Cashback is useless for me (no meaning of paying Rs.588.82)

 

[22sumit]

Do we get any cashback for upi spends on HSBC Rupay Platinum or it's just 2 RPs for 150 spent?
Also RPs earned via this card can only be used to Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app. Can we redeem it for Gift cards online?

 

[OptiCard]

Do we get any cashback for upi spends on HSBC Rupay Platinum or it's just 2 RPs for 150 spent?

Yes.

Anything Tap/POS/Online/Offline/UPI --> will get 2 RPs per Rs.150 spend.

 

[22sumit]

Yes.

Anything Tap/POS/Online/Offline/UPI --> will get 2 RPs per Rs.150 spend.

Rewards rate is better for the cashback card in that case, just that it comes with a upper limit on cb earned via upi spends and annual fee.

 

[OptiCard]

Rewards rate is better for the cashback card in that case, just that it comes with a upper limit on cb earned via upi spends and annual fee.

Buddy, I already have Live+ card --> so not needed for 10%
There are lot of cards in the market which gives 1%+ --> I hold supercard pro from Axis & Tata Neu Infinity.

So HSBC Cashback card is not for me.

 

[RAMESH BABU N]

Got a call from HSBC team. That girl asked me whether I have a HSBC CC now so that she can prioritise my application. I asked her what application as I did not apply for any CC now. And, asked her if she could get me the just-launched RuPay CB card. She says that they do not have any info about that and probably by next week or so, they may get info or directions to do the needful.

I said goodbye and asked her to call me back next week (or thereafter) after they get their directions.

 

[Abhishek012]

Yes, I too got the call yesterday morning.

1% or 10% --> clubbed to Rs.400 max cashback.

Got a call from HSBC team. That girl asked me whether I have a HSBC CC now so that she can prioritise my application. I asked her what application as I did not apply for any CC now. And, asked her if she could get me the just-launched RuPay CB card. She says that they do not have any info about that and probably by next week or so, they may get info or directions to do the needful.

I said goodbye and asked her to call me back next week (or thereafter) after they get their directions.

HSBC has written completely incorrect information.

First, there's confusion about whether the 1% cashback is unlimited or capped at ₹400.

And now I was checking — in the MITC file it says that the annual fee waiver for the RuPay Cashback Credit Card is on ₹1 lakh spent.

https://www.hsbc.co.in/content/dam/hsbc/in/documents/credit-cards/rupay-platinum/hsbc-rupay-most-important-tncs.pdf