the.avhishek
TF Premier
Muje call aaya tha to mene unse pucha tha to wo bole ki total cashback 400 hai 10% category se aaye ya 1% category se
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HSBC RuPay JCB Platinum Credit Card & HSBC RuPay JCB Cashback Credit Card
- Thread starter Abhishek012
- Start date
- Replies 43
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- cashback credit card hsbc platinum rupay
Woh log bhi toh MITC file padh k bol raha hoga.
for example - Indusind bank ne RuPay Platinum CC ka fee Rs10,000 likh diya hai MITC file me, ab Indusind bank wale bhi call pe Rs10,000 he bolte hai card ka fee hai. 🤣🤣
But actual me Lifetime Free card hai.
OptiCard
TF Ace
Yes, I too got the call yesterday morning.
1% or 10% --> clubbed to Rs.400 max cashback.
BhaiyaJi
TF Legend
Did you apply online?
RAMESH BABU N
TF Legend
NO CHANGE in HSBC's policy of PRACTICALLY NOT GIVING CCs to non-salary applicants.
Even if such non-salary (i.e self employed or business owners) applicants hold HSBC accounts.
However, their website continues to show that CCs - CAN - be issued to non-salaried if they maintain accounts with them. Not withstanding ITRs showing 25+L income continuously...
I personally know a few cases of their cards were issued based on fake/spurious n fabricated dox.
HSBC is known for NOT GIVING ANYTHING in writing. Their staff call n inform their regret. That's all.
All the best for new applicants.
I refused to give fabricated dox, but still maintain my account in HSBC. Earlier, held 3 of their CCs.
OptiCard
TF Ace
Yes for Rupay Platinum.
I already hold Live+ --> so Rupay Cashback is useless for me (no meaning of paying Rs.588.82)
22sumit
TF Select
Do we get any cashback for upi spends on HSBC Rupay Platinum or it's just 2 RPs for 150 spent?
Also RPs earned via this card can only be used to Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app. Can we redeem it for Gift cards online?
Also RPs earned via this card can only be used to Instantly convert your reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app. Can we redeem it for Gift cards online?
OptiCard
TF Ace
22sumit
TF Select
Rewards rate is better for the cashback card in that case, just that it comes with a upper limit on cb earned via upi spends and annual fee.
OptiCard
TF Ace
Buddy, I already have Live+ card --> so not needed for 10%
There are lot of cards in the market which gives 1%+ --> I hold supercard pro from Axis & Tata Neu Infinity.
So HSBC Cashback card is not for me.
RAMESH BABU N
TF Legend
Got a call from HSBC team. That girl asked me whether I have a HSBC CC now so that she can prioritise my application. I asked her what application as I did not apply for any CC now. And, asked her if she could get me the just-launched RuPay CB card. She says that they do not have any info about that and probably by next week or so, they may get info or directions to do the needful.
I said goodbye and asked her to call me back next week (or thereafter) after they get their directions.
I said goodbye and asked her to call me back next week (or thereafter) after they get their directions.
HSBC has written completely incorrect information.
First, there's confusion about whether the 1% cashback is unlimited or capped at ₹400.
And now I was checking — in the MITC file it says that the annual fee waiver for the RuPay Cashback Credit Card is on ₹1 lakh spent.
OptiCard
TF Ace
2L as per telephonic conversation.
HSBC support team just refers to what's written on the HSBC website. They also have the same information only.
RAMESH BABU N
TF Legend
A lot of confusion is there in HSBC.
A lot of mis-information is in circulation.
Their teams are yet to get any clear guidelines n directions (SOPs).
Let the distured waters settle down.
Stay away for at least 2 weeks.
(like what we have seen with StableMoney and Roar Bank).
Let them put things in order & in place.
A lot of mis-information is in circulation.
Their teams are yet to get any clear guidelines n directions (SOPs).
Let the distured waters settle down.
Stay away for at least 2 weeks.
(like what we have seen with StableMoney and Roar Bank).
Let them put things in order & in place.
Last edited:
prashantsm
TF Buzz
I hold HSBC Live plus credit card, yesterday I've applied through official website, got call from HSBC they have taken all details as a fresh application and application got rejected same saga repeated again by HSBC
the.avhishek
TF Premier
etni jldi bhi kya thi bhai and etna achha card bhi nhi hai 😒
RAMESH BABU N
TF Legend
See my post # 27.
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