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How to know bank locker is vacant or all full ?

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hipKP said:
If you go to any bank be it a psu or private bank . if they sense you are not going to give them business like ULIP or large FD or life insurance , they will simply say NO LOCKER AVAILABLE SIR .

I enquired about 10-15 banks in locality . if I ask them my waiting list number , they will say “ there is no such thing sir” .

since they are showing no locker availability we can not complain to higher officer or RBI .

my query is how can we know actual number of vacant lockers in a bank . they are not bound to disclose it though .
Click to expand...
You can complain to RBI BO. Just that your communication with bank should be in written form, so that you can attach to the complaint. Whichever branch you visit, get branch manager's email id. If they don't provide branch manager's email id, get any ones email and send a mail asking the same. See below.

1751035820379.webp
 
ontherocks said:
You can complain to RBI BO. Just that your communication with bank should be in written form, so that you can attach to the complaint. Whichever branch you visit, get branch manager's email id. If they don't provide branch manager's email id, get any ones email and send a mail asking the same. See below.

View attachment 101780
Click to expand...
Thanks bhai. I always prefer written communication .

I forced HDFC now to send the issue to grievance cell and give me proper clarity on locker availability in that branch , let’s see how it goes .
 
Update : after grievance . The RM called me . He was with the operational head of branch and started abusing me at the back before making the call ..

I heard something ...before he greeted me .

MC complain karata he ... ( he was so furious that why did I complain )

When locker is not actually not available how one can give to customer. He told me we have around 10000 customers and only 60-70 lockers how can I give all customer locker. I told him the common practice used by bank to ask for investment against locker .

Yes double and triple confirmed that when locker is avaible what is the bank problem to give . We dont know about others but we never ask for investment or anything. locker is not available . Sir I am closing this complaint , if you want I can visit you at your home .

Today morning . Ask my wife to go to their branch and show urgency to get a locker even if they ask any investment . She acted really excellent . Magically more than 10 lockers avaible , they gave her choice to choose which one.

On my email I have confirmation that no locker is available from the same bank staff . On my wife WhatsApp I have proof he is not agreeing 1 lakh premium but minimum 1.5L is absolutely. necessary for locker .

I again call the same guy to ask for lovker availability. He straight forwarded said ek bhi locker nahi he sir.

What to do this kind of people ?
 
hipKP said:
Update : after grievance . The RM called me . He was with the operational head of branch and started abusing me at the back before making the call ..

I heard something ...before he greeted me .

MC complain karata he ... ( he was so furious that why did I complain )

When locker is not actually not available how one can give to customer. He told me we have around 10000 customers and only 60-70 lockers how can I give all customer locker. I told him the common practice used by bank to ask for investment against locker .

Yes double and triple confirmed that when locker is avaible what is the bank problem to give . We dont know about others but we never ask for investment or anything. locker is not available . Sir I am closing this complaint , if you want I can visit you at your home .

Today morning . Ask my wife to go to their branch and show urgency to get a locker even if they ask any investment . She acted really excellent . Magically more than 10 lockers avaible , they gave her choice to choose which one.

On my email I have confirmation that no locker is available from the same bank staff . On my wife WhatsApp I have proof he is not agreeing 1 lakh premium but minimum 1.5L is absolutely. necessary for locker .

I again call the same guy to ask for lovker availability. He straight forwarded said ek bhi locker nahi he sir.

What to do this kind of people ?
Click to expand...
Ladki ka chakkar babu bhaiya 😂

Honestly bolu toh he is pissed, because you complained. Now he will make xyz excuses like he is doing now.

You can annoy him more by taking a locker in your wife's name and then visiting the branch with her to deposit items in the locker right in front of him 🤣
 
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hipKP said:
Update : after grievance . The RM called me . He was with the operational head of branch and started abusing me at the back before making the call ..

I heard something ...before he greeted me .

MC complain karata he ... ( he was so furious that why did I complain )

When locker is not actually not available how one can give to customer. He told me we have around 10000 customers and only 60-70 lockers how can I give all customer locker. I told him the common practice used by bank to ask for investment against locker .

Yes double and triple confirmed that when locker is avaible what is the bank problem to give . We dont know about others but we never ask for investment or anything. locker is not available . Sir I am closing this complaint , if you want I can visit you at your home .

Today morning . Ask my wife to go to their branch and show urgency to get a locker even if they ask any investment . She acted really excellent . Magically more than 10 lockers avaible , they gave her choice to choose which one.

On my email I have confirmation that no locker is available from the same bank staff . On my wife WhatsApp I have proof he is not agreeing 1 lakh premium but minimum 1.5L is absolutely. necessary for locker .

I again call the same guy to ask for lovker availability. He straight forwarded said ek bhi locker nahi he sir.

What to do this kind of people ?
Click to expand...
Now take locker on her name and send mail to them with proof and ask for lien removal on fd. Then complain to rbi that bank blackmailed you for this amount of fd and ask for 1 lakh compensation.
 
drvirag said:
Now take locker on her name and send mail to them with proof and ask for lien removal on fd. Then complain to rbi that bank blackmailed you for this amount of fd and ask for 1 lakh compensation.
Click to expand...
FD nahi bhai .. he was asking TATA AIG insurance cum investment plan with 10 year lock-in . I told my wife to offer minimum preminum . He then said you can do any amount , but 1.5 L is minimum since we are giving you a locker . For locker 1.5L premium is necessary not below that . I have phone voice recording of this .

I am thinking will take the plan then after locker done just cancel it in free look in period . 🫣
 
6ix9ine said:
Ladki ka chakkar babu bhaiya 😂

Honestly bolu toh he is pissed, because you complained. Now he will make xyz excuses like he is doing now.

You can annoy him more by taking a locker in your wife's name and then visiting the branch with her to deposit items in the locker right in front of him 🤣
Click to expand...
The number with whom he was chatting ,confirming all the details is my secondary mobile number , I was chatting with him , with every reply I was getting a HEART Elmoji reaction to all my WhatsApp messages .😊did not break his heart today 😭

will do later .💥
 
hipKP said:
Update : after grievance . The RM called me . He was with the operational head of branch and started abusing me at the back before making the call ..

I heard something ...before he greeted me .

MC complain karata he ... ( he was so furious that why did I complain )

When locker is not actually not available how one can give to customer. He told me we have around 10000 customers and only 60-70 lockers how can I give all customer locker. I told him the common practice used by bank to ask for investment against locker .

Yes double and triple confirmed that when locker is avaible what is the bank problem to give . We dont know about others but we never ask for investment or anything. locker is not available . Sir I am closing this complaint , if you want I can visit you at your home .

Today morning . Ask my wife to go to their branch and show urgency to get a locker even if they ask any investment . She acted really excellent . Magically more than 10 lockers avaible , they gave her choice to choose which one.

On my email I have confirmation that no locker is available from the same bank staff . On my wife WhatsApp I have proof he is not agreeing 1 lakh premium but minimum 1.5L is absolutely. necessary for locker .

I again call the same guy to ask for lovker availability. He straight forwarded said ek bhi locker nahi he sir.

What to do this kind of people ?
Click to expand...
Wow. Now you have great opportunity to blackmail the person in 2 ways. Send proofs to
1. RBI OMBUDSMAN
2. The person's wife for his tharki behaviour.
 
hipKP said:
FD nahi bhai .. he was asking TATA AIG insurance cum investment plan with 10 year lock-in . I told my wife to offer minimum preminum . He then said you can do any amount , but 1.5 L is minimum since we are giving you a locker . For locker 1.5L premium is necessary not below that . I have phone voice recording of this .

I am thinking will take the plan then after locker done just cancel it in free look in period . 🫣
Click to expand...
Nhi bhai wo bhi intelligent hote hain 14 din laga denge locker dene me. Bank Product lena is different. Ask for fd or any bank Product. Insurance me to lene ke baad bahut mushkil hai paise nikalna
 
GABBA₹ said:
Wow. Now you have great opportunity to blackmail the person in 2 ways. Send proofs to
1. RBI OMBUDSMAN
2. The person's wife for his tharki behaviour.
Click to expand...

drvirag said:
Nhi bhai wo bhi intelligent hote hain 14 din laga denge locker dene me. Bank Product lena is different. Ask for fd or any bank Product. Insurance me to lene ke baad bahut mushkil hai paise nikalna
Click to expand...
He asked her to deposit her items tomorrow only , after completing the process , she said she will be leaving town tomorrow, want to secure her valueble . He asked her to come tomorrow with documents , he will give stamp paper .

I specially asked her to acted fool . Spasm them if plan would give better return than FD , how much percentage ? she asked is it 15% minimum return we will get .

Use bahat Jyada ma’am 30-40% return per annum .

W/o toh bahat Khushi se mar Gaya he ,Jo ek bakra mil Gaya he
 
hipKP said:
Yes I have imperia account with HDFC since 10 year but it’s a different city . One nearest branch verbally asked me to start a ULIP so that we will get approval from HDFC to allocate you a locker . Or a 50L FD minimum .

So I decided to go through imperia banking contact team route with another HDFC branch. seeing the enquiry coming from imperia banking . The operational head call me and did not directly mention about plans and all , he simply say no locker available at this moment but refused to confirm it over email . At the end of call he say come to branch someday we will see how can you get one quickly .

That. Means he is also indirectly asking me for a ULIP or Insurance products .
Click to expand...
Imperia is really a Premium Banking !! If they treat customer - this way...??
 
hipKP said:
He asked her to deposit her items tomorrow only , after completing the process , she said she will be leaving town tomorrow, want to secure her valueble . He asked her to come tomorrow with documents , he will give stamp paper .

I specially asked her to acted fool . Spasm them if plan would give better return than FD , how much percentage ? she asked is it 15% minimum return we will get .

Use bahat Jyada ma’am 30-40% return per annum .

W/o toh bahat Khushi se mar Gaya he ,Jo ek bakra mil Gaya he
Click to expand...
Then u r not loosing anything. Take the locker n complain rbi to get an amount so ur locker will b free for few years
 
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