How to get unsecured credit card student 21

[JaxRahul]

I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's the trick to get fast

 

[Vasuki]

I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's the trick to get fast

Never close your kotak card .. whats ur pincode .. tier 1,tier 2 or tier 3 city

 

[JaxRahul]

Never close your kotak card .. whats ur pincode .. tier 1,tier 2 or tier 3 city

I don't know about tier but it's definitely not tier 1 my pincode is 332001 and is it bad to close fd card my tenure is 6 months and what's the trick to get pre-approved offer from hfdc

 

[MrJJ]

Do not close your fd card before getting unsecured card.

 

[JaxRahul]

Do not close your fd card before getting unsecured card.

Ok, my tenure for fd is 6 months and I opened hdfc digiyouth with 7 k rupees in hand is there any way to get offer before 4 months on hdfc

 

[Vasuki]

I don't know about tier but it's definitely not tier 1 my pincode is 332001 and is it bad to close fd card my tenure is 6 months and what's the trick to get pre-approved offer from hfdc

Kotak gives limit increase in fd card .. no tentative date.. but it gives .

Just maintain good relationship with hdfc .. u will get hdfc card ..

 

[Tejo]

I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's the trick to get fast

Atleast maintain for 1 yr if you don't have any active card/loan in your cibil .....

 

[JaxRahul]

Atleast maintain for 1 yr if you don't have any active card/loan in your cibil .....

I have amazon pay later active and my credit age is 1.8 yrs

 

[amank70471]

I am student and I already have 771 cibil so I applied for kiwi but got rejected for credit card so I applied for kotak fd card(2 month old)but I want unsecured one and thinking of closing kotak fd
I opened hdfc digiyouth acc with 7k ruppes, so should I close fd and add 5 k to hdfc and what's the trick to get fast

Just keep good balance in hdfc bank you will start getting offers soon atleast (within 3-4 months).

 

[kratos7]

Just keep good balance in hdfc bank you will start getting offers soon atleast (within 3-4 months).

I have hdfc digi youth savings account, I maintain 50,000 in it and using my debit card to the fullest( someone told me to use debit card to get credit card offers). Whenever my account balance goes before 40,000, I quickly add 10-15k in hdfc account. In how much time will I get hdfc card offer.

 

[amank70471]

I have hdfc digi youth savings account, I maintain 50,000 in it and using my debit card to the fullest( someone told me to use debit card to get credit card offers). Whenever my account balance goes before 40,000, I quickly add 10-15k in hdfc account. In how much time will I get hdfc card offer.

Mine is also digi youth account.I opened account in dec 2022 and got pre-approved offer for moneyback+ with 30k limit in march 2023 (Avg balance maintained = 30-50k).if u can maintain more balance then u will get more limit.. I am now trying to get millenia Cc.

 

[JaxRahul]

Mine is also digi youth account.I opened account in dec 2022 and got pre-approved offer for moneyback+ with 30k limit in march 2023 (Avg balance maintained = 30-50k).if u can maintain more balance then u will get more limit.. I am now trying to get millenia Cc.

I don't have that much money

 

[kratos7]

Mine is also digi youth account.I opened account in dec 2022 and got pre-approved offer for moneyback+ with 30k limit in march 2023 (Avg balance maintained = 30-50k).if u can maintain more balance then u will get more limit.. I am now trying to get millenia Cc.

I want regalia gold cause of airport lounge access, I travel by flight twice every quarter

 

[simplegarv]

I have hdfc digi youth savings account, I maintain 50,000 in it and using my debit card to the fullest( someone told me to use debit card to get credit card offers). Whenever my account balance goes before 40,000, I quickly add 10-15k in hdfc account. In how much time will I get hdfc card offer.

Wait bro wait... TIME is the road and PATIENCE is way to success.

 

[amank70471]

I don't have that much money

No problem , just keep what you have. And wait for the offer it will come for sure, hdfc is best for pre-approved offers.

 

[gauravbhati]

Mine is also digi youth account.I opened account in dec 2022 and got pre-approved offer for moneyback+ with 30k limit in march 2023 (Avg balance maintained = 30-50k).if u can maintain more balance then u will get more limit.. I am now trying to get millenia Cc.

I got the HDFC Moneyback card same way. Maintained the balance and had good transaction history. For few weeks I maintained the classic a/c and then I was issued the card at low limit but was LTF. And after which I withdrew the balance and haven't maintained any balance. The classic a/c has been downgrade to standard but got LE in CC few weeks ago.

 

[Vasuki]

I got the HDFC Moneyback card same way. Maintained the balance and had good transaction history. For few weeks I maintained the classic a/c and then I was issued the card at low limit but was LTF. And after which I withdrew the balance and haven't maintained any balance. The classic a/c has been downgrade to standard but got LE in CC few weeks ago.

Classic downgrade? In how many month ?

 

[gauravbhati]

Classic downgrade? In how many month ?

In 4-5 months.

 

[Vasuki]

In 4-5 months.

Did u got any other loan offer meanwhile

 

[gauravbhati]

Did u got any other loan offer meanwhile

No nothing. Just the CC as LTF but yes I had good relation with the bank so they approved me with Millennia and also the UPI Rupay card.