how to get card limit enahncement on SBI cashback card

[aashokk09]

i have SBI cashback card with limit of 1.17lacs and my safe 30% credit utilisation allow upto 34K for usage in a month. I already have HDFC REGALIA - 5lacs, Amex reserve - 3.1Lacs, IDFC select - 2lacs and amazon pay card 1Lac limit but i use this card religiously for all my online spends but this limit falls short each time and I am forced to use other cards. Kindly suggest me methods to increase my limits. My card was issued in september 2022 only

 

[bugmenot]

If it's first card from SBI then you can request after 6 months. If you hold other SBI cards, you can transfer the limit. Don't bother much about 30% credit utilization. You can pay the bill amount upfront before the month end/bill date to use the limit more.

 

[akshayhs]

i have SBI cashback card with limit of 1.17lacs and my safe 30% credit utilisation allow upto 34K for usage in a month. I already have HDFC REGALIA - 5lacs, Amex reserve - 3.1Lacs, IDFC select - 2lacs and amazon pay card 1Lac limit but i use this card religiously for all my online spends but this limit falls short each time and I am forced to use other cards. Kindly suggest me methods to increase my limits. My card was issued in september 2022 only

You can spend the amount required and re-pay about 70% back by the date of report filed by the bank on your CIBIL account.

 

[pradeepG]

i have SBI cashback card with limit of 1.17lacs and my safe 30% credit utilisation allow upto 34K for usage in a month. I already have HDFC REGALIA - 5lacs, Amex reserve - 3.1Lacs, IDFC select - 2lacs and amazon pay card 1Lac limit but i use this card religiously for all my online spends but this limit falls short each time and I am forced to use other cards. Kindly suggest me methods to increase my limits. My card was issued in september 2022 only

In CIBIL credit utilisation is Total Used on all cards / Total Available Limit on all cards. So, stopping at just 34k will be 0.34/(1.17+5+3.1+2+1) = 0.34/12.27 = 2.77% NOT 30% as per CIBIL.