how much time should i wait to apply ultimate after closing current cards?

[Altamash06]

Hi i am using stan c card applied in march 2021 and approved platinum rewards with 249900 after 1 year they Enhance my limit to 3.33 lac and upgrade my card to manhattan i also applied to smart card and received the card in march and now it's been more then 6 months no LE has offered and i want Ultimate card i had shared my ITR for LE and six months Axis bank statement for income proof but no reply from there. should i close my both stan c cards and reapply for ultimate on c2c basis with my DCB 5.37 lac limit or AP ICICI 5 lac limit or wait for LE. how much time should i wait to apply ultimate after closing current cards. @TechnoFino please suggest.

 

[Wealth is my birth right!]

As per SCB cust care if any of ur existing scb card have 4l limit then ultimate they can upgrade just over phone call (no need of docs or application).
So try to get LE from 3.33 to 4.01 atleast.....another thing they suggested if we've 3l limit in any scb card then if we've premium baking SB acc with them they can get ultimate on special approval route.

 

[Altamash06]

which varient i have to open 25k acc 50 k acc or 2 lacs acc?

 

[Wealth is my birth right!]

which varient i have to open 25k acc 50 k acc or 2 lacs acc?

Balance required for premium banking is 15lac and for priority banking it’s 30lac

 

[desaik231]

any chance Ultimate offered as LTF?

 

[Wealth is my birth right!]

any chance Ultimate offered as LTF?

Never heard of LTF ultimate, but we will get 5k fee worth 5k points its not only for 1st year every year of card anniversary too.
So GST part is our cost.

 

[Altamash06]

i am holding Manhattan card with 50k rewards points if i upgrade to ultimate card the value of the reward points will be increased or the reward points will be decrease according to ultimate value or remain same?

 

[Wealth is my birth right!]

i am holding Manhattan card with 50k rewards points if i upgrade to ultimate card the value of the reward points will be increased or the reward points will be decrease according to ultimate value or remain same?

SCB’s smart policy for rewards haha they credit points card wise and value of points accordingly.
I had rewards card and Manhattan both have same rewards value but still I was not able to combine and redeem
I hold savings account also so I had 3 different categories of points in their portal
Btw what’s ur Manhattan limit
I am stuck at 249900 for years no limit increase

 

[Altamash06]

SCB’s smart policy for rewards haha they credit points card wise and value of points accordingly.
I had rewards card and Manhattan both have same rewards value but still I was not able to combine and redeem
I hold savings account also so I had 3 different categories of points in their portal
Btw what’s ur Manhattan limit
I am stuck at 249900 for years no limit increase

333000

 

[anirbanm]

Hi i am using stan c card applied in march 2021 and approved platinum rewards with 249900 after 1 year they Enhance my limit to 3.33 lac and upgrade my card to manhattan i also applied to smart card and received the card in march and now it's been more then 6 months no LE has offered and i want Ultimate card i had shared my ITR for LE and six months Axis bank statement for income proof but no reply from there. should i close my both stan c cards and reapply for ultimate on c2c basis with my DCB 5.37 lac limit or AP ICICI 5 lac limit or wait for LE. how much time should i wait to apply ultimate after closing current cards. @TechnoFino please suggest.

Apply ultimate C2C DCB

 

[thunderbolt]

As per SCB cust care if any of ur existing scb card have 4l limit then ultimate they can upgrade just over phone call (no need of docs or application).
So try to get LE from 3.33 to 4.01 atleast.....another thing they suggested if we've 3l limit in any scb card then if we've premium baking SB acc with them they can get ultimate on special approval route.

Can you give more details on the special approval route ?

 

[Wealth is my birth right!]

Can you give more details on the special approval route ?

U need to speak to ur base branch business RM

 

[kredit]

SCB’s smart policy for rewards haha they credit points card wise and value of points accordingly.
I had rewards card and Manhattan both have same rewards value but still I was not able to combine and redeem
I hold savings account also so I had 3 different categories of points in their portal
Btw what’s ur Manhattan limit
I am stuck at 249900 for years no limit increase

Hey,
Waiting for a LE from SC myself to apply for the Ultimate. Could your share the usage pattern for your Manhattan?

 

[Wealth is my birth right!]

Hey,
Waiting for a LE from SC myself to apply for the Ultimate. Could your share the usage pattern for your Manhattan?

Every month 10k spend on groceries (not online it’s offline stores, for amazon I have icici apay card) since the Manhattan limit of monthly grocery cashback is limited to 500/- pm

 

[Zacobite]

any chance Ultimate offered as LTF?

Only for their premium banking customers..

 

[DevD]

What is the highest limit SCB Ultimate credit card anyone received till now?
Do they give high limit as ICICI and HDFC bank. I have a very pathetic experience with SCB regarding credit limit. They do not increase credit limit as compared to other banks.
Can anybody share your experience with SCB regarding credit limit.

 

[Zacobite]

What is the highest limit SCB Ultimate credit card anyone received till now?
Do they give high limit as ICICI and HDFC bank. I have a very pathetic experience with SCB regarding credit limit. They do not increase credit limit as compared to other banks.
Can anybody share your experience with SCB regarding credit limit.

they are very prompt if you submit income docs.. voluntary increases, they are definitely slow

 

[DevD]

Apply ultimate C2C DCB

If I apply for ultimate card on c2c basis and get approved then will it show two separate credit card account in CIBIL ?

 

[zaid_2913]

If I apply for ultimate card on c2c basis and get approved then will it show two separate credit card account in CIBIL ?

Two account will reflect but Limit will be shared for all scb cards except corporate cards.

 

[Indian]

If I apply for ultimate card on c2c basis and get approved then will it show two separate credit card account in CIBIL ?

No ! SCB will report as existing account in cibil even though you having two cards. Limit is shared like other banks