How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[Rajx99]

Nice Collection 👍
Do you have Chq Book, DC for all regular bank account !!
How do you manage NB MB for above all !!
How do you use all of them efficiently !!

I only have 3/4 chq books, most of them have dc except few
I just maintain the minimum required balance in most of them
I don't, I only use 2-3 main banks regularly

 

[hender]

I only have 3/4 chq books, most of them have dc except few
I just maintain the minimum required balance in most of them
I don't, I only use 2-3 main banks regularly

What about net banking or mobile banking!!

 

[Rajx99]

What about net banking or mobile banking!!

have mobile banking for all of them except rbl, bandhan & ujjivan. Around half of them have Netbanking

 

[praful1947]

have mobile banking for all of them except rbl, bandhan & ujjivan. Around half of them have Netbanking

According to you , which banks net banking and mobile banking is excellent?

 

[hender]

According to you , which banks net banking and mobile banking is excellent?

have mobile banking for all of them except rbl, bandhan & ujjivan. Around half of them have Netbanking

How's your experience with functionalities, features and options available in banking apps,
(Account Management, Fund Transfer, DC Chq Book Management, Limits, etc)
How do you rank them.

 

[Rajx99]

How's your experience with functionalities, features and options available in banking apps,
(Account Management, Fund Transfer, DC Chq Book Management, Limits, etc)
How do you rank them.

I don't use them often except IDFC, HDFC and karnataka bank, so I dont know much. I just opened many accounts whenever required

 

[VJN]

I don't use them often except IDFC, HDFC and karnataka bank, so I dont know much. I just opened many accounts whenever required

Among IDFC vs HDFC, which Bank would you say is better based on IB/MB features and overall customer experience?

 

[praful1947]

How's your experience with functionalities, features and options available in banking apps,
(Account Management, Fund Transfer, DC Chq Book Management, Limits, etc)
How do you rank them.

Every bank is good in their own way .
I like SBI net banking for neft and imps , simple and simple.

Mobile banking kotak 811 , HDFC is also good but kotak's UI is better

I don't use cheque .

 

[Rajx99]

Among IDFC vs HDFC, which Bank would you say is better based on IB/MB features and overall customer experience?

I’m new to HDFC Bank, but here’s what I’ve noticed so far:
HDFC is much better when it comes to transaction alerts on email — it’s the fastest I’ve seen after Axis. In comparison, IDFC doesn’t send email alerts for transactions.
Mobile banking with IDFC isn’t that good either. For the past three months, the iOS app has been auto-logging out on both my phone and my mom’s, which is very annoying.
The HDFC app seems good, and even HDFC NetBanking feels better.

I don't have great customer experience with both the banks.

 

[praful1947]

I’m new to HDFC Bank, but here’s what I’ve noticed so far:
HDFC is much better when it comes to transaction alerts on email — it’s the fastest I’ve seen after Axis. In comparison, IDFC doesn’t send email alerts for transactions.
Mobile banking with IDFC isn’t that good either. For the past three months, the iOS app has been auto-logging out on both my phone and my mom’s, which is very annoying.
The HDFC app seems good, and even HDFC NetBanking feels better.

I don't have great customer experience with both the banks.

Idfc mb always asks for location, don't know what they do with location.

 

[TripleAce]

Every morning at around 7:15 am, IndusInd sends an SMS to remind me how poor I’m 🫤

 

[VJN]

I’m new to HDFC Bank, but here’s what I’ve noticed so far:
HDFC is much better when it comes to transaction alerts on email — it’s the fastest I’ve seen after Axis. In comparison, IDFC doesn’t send email alerts for transactions.
Mobile banking with IDFC isn’t that good either. For the past three months, the iOS app has been auto-logging out on both my phone and my mom’s, which is very annoying.
The HDFC app seems good, and even HDFC NetBanking feels better.

I don't have great customer experience with both the banks.

Got it, thank you sharing your experience. I have been a long term Kotak Bank customer and have not had much complaints. Hence, wanted to know if HDFC/IDFC provided a better experience good enough to transition to it.

 

[TripleAce]

I’m new to HDFC Bank, but here’s what I’ve noticed so far:
HDFC is much better when it comes to transaction alerts on email — it’s the fastest I’ve seen after Axis. In comparison, IDFC doesn’t send email alerts for transactions.
Mobile banking with IDFC isn’t that good either. For the past three months, the iOS app has been auto-logging out on both my phone and my mom’s, which is very annoying.
The HDFC app seems good, and even HDFC NetBanking feels better.

I don't have great customer experience with both the banks.

IDFC is 🆒
Their SMS is always prompt and I do get email notifications everytime. Even the app is decent.
Only issue - No CC offers sadly 🫤

 

[praful1947]

Hello Friends Does Jupiter also offers CSB Savings Account for CSB Credit Card users ?

What's the benefit of csb ?

 

[ashwinkashwink is verified member.]

What's the benefit of csb ?

Jewels redemption into cash 😉

 

[Donald J. Trump]

Every morning at around 7:15 am, IndusInd sends an SMS to remind me how poor I’m 🫤

Same with HDFC, spams email daily. MF i Know I am a rich real-estate developer & POTUS

 

[TripleAce]

Same with HDFC, spams email daily. MF i Know I am a rich real-estate developer & POTUS

The most hated man on planet earth😬

 

[Donald J. Trump]

The most hated man on planet earth😬

Hate it because you cannot Get it???

 

[Donald J. Trump]

Trump's Meltdown on RIC