How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[iamdhamo]

Good News From 1st June, Canara Bank waives minimum balance requirement

https://www.financialexpress.com/money/canara-bank-waives-minimum-balance-requirement-on-all-savings-accounts-3864112/

Good news. Can we expect the same by other PSUs. Guess this might be a way to increase their nim

 

[praful47]

Good news. Can we expect the same by other PSUs. Guess this might be a way to increase their nim

Ab bas bob krde zero balance .

 

[cardy]

Ab bas bob krde zero balance .

Isme kya hai, BOB ka to kaafi sare zero balance already hai

 

[praful47]

Hum advantage wale hai .
2022 me bob zero balance ka pata nahi tha .

 

[cardy]

Hum advantage wale hai .
2022 me bob zero balance ka pata nahi tha .

Haath milalo! 🫲
Idhaar vi advantage wala hi hain.

 

[praful47]

Haath milalo! 🫲
Idhaar vi advantage wala hi hain.

 

[moneyminded]

Mobile number needs to be linked with Aadhar, already mentioned on Website.

I applied for 3 CCs, 2 DCs and opened 2 AC/s all online from my phone. Are you saying they all didn't check it or don't have it as a requirement?

Like if BOB is checking, all others should have too.

 

[Nvmxtty]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

BOB BRO: upi , transfer & debit
SBI: subsidy, liquid cash savings
Canara Aspire: Salary, Cash withdrawal
UCO: First bank account cause it was the nearest and use it for Small transfers

 

[2025]

I forgot what I said last time. At this point I have 12 bank accounts in my name (all savings).
-Mostly for debit card benefits.
-Some for loan offers and EMI deduction.
-One for salary.
-One for Investment and Hub of all accounts.