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How are you making the best use of your existing credit cards?

1. HDFC- DCB METAL as primary for all spends / offline spends. Got twice Quarterly milestone 10K bonus points for 4L spends in dec / March cycle.
2. Swiggy - IKYK
3. TATA neu Infinity -BB - Tata Neu app + UPI
4. AMEX PLAT Travel - 4L spend already - kept in cupboard till dec now. ( I got 1900 RP For gold / Silver purchase last month from this card on spend of almost 98K )
5. IndusInd Easydiner - Movies, Dining discount / PVR INOX popcorn 🍿
6. IDFC Mayura - International spends / Zero forex- used for last trip to Malaysia , now will shift to Scapia hereafter , as I won’t renew Mayura. Also for BMS offers
6. Sapphiro - BMS - as I watch 2-3 movies every month.
7. SBI OCTANE - FYF - FUEL

Have 10 other cards 💳 mostly LTF for offer bases / KOTAK Myntra / ICICI AMAZON for specific website based cards!
 
80% 😵 how ?
Made a recent post on reddit regarding this.


Fyi, currently waiting on cashback to credit cause I redid the same for even higher savings. But there was an issue from cashkaro side so I'm waiting for it to be fixed. If it's fixed , I got around 11 clothes for 80 rs each . Which includes skirts for wifey that easily sell for 1000 each on myntra.
 
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