HDFC SWIGGY CREDIT CARD

[rajsd]

Hello community members, Raj here
Seeking your advice/ experience on below,

Last month I got Biz grow credit card MC variant which was pre-approved with my savings account.

I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card for my family members.

I also contacted cc customer care over mail and same thing was told by them but they said I can apply for floater card via physical process from bank. I went again to bank but they said they can't apply Swiggy as a floater card and again I contacted their cc team but again they're repeating the same thing again n again.

My friend applied from swiggy app and he got existing card's limit merged.

I have seen many people hold 3-4 cards from HDFC 1 core & others co-branded cards. It is also mentioned over hdfc website & Swiggy app that existing customer can also apply for this card. I said the same thing to customer care and they told they'll revert me back by 9th july.

So if anyone have experience you can share how can I get this card. Im getting ltf from swiggy app, should I apply from there or wait 6 months as it's just only 1 month since last card & I can't apply from hdfc website.

Cibil- 780+
Self employed
1 enquiry in last 9 months.
Existing cc limit - 92k
3 years old credit history
2 cards from ICICI BANK (Unsecured)
1 card from IDFC (Secured)
1 personal loan last 2 emi left.

 

[Bhauka23]

Hello community members, Raj here
Seeking your advice/ experience on below,

Last month I got Biz grow credit card MC variant which was pre-approved with my savings account.

I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card for my family members.

I also contacted cc customer care over mail and same thing was told by them but they said I can apply for floater card via physical process from bank. I went again to bank but they said they can't apply Swiggy as a floater card and again I contacted their cc team but again they're repeating the same thing again n again.

My friend applied from swiggy app and he got existing card's limit merged.

I have seen many people hold 3-4 cards from HDFC 1 core & others co-branded cards. It is also mentioned over hdfc website & Swiggy app that existing customer can also apply for this card. I said the same thing to customer care and they told they'll revert me back by 9th july.

So if anyone have experience you can share how can I get this card. Im getting ltf from swiggy app, should I apply from there or wait 6 months as it's just only 1 month since last card & I can't apply from hdfc website.

Cibil- 780+
Self employed
1 enquiry in last 9 months.
Existing cc limit - 92k
3 years old credit history
2 cards from ICICI BANK (Unsecured)
1 card from IDFC (Secured)
1 personal loan last 2 emi left.

You can apply via Swiggy directly..

Take screenshot of the LTF offer..

Confirm it in writing with Cust Care after card is approved/delivered

 

[rajsd]

You can apply via Swiggy directly..

Take screenshot of the LTF offer..

Confirm it in writing with Cust Care after card is approved/delivered

Should I apply now?
Or after 6 months as my main card is 1 month old.

 

[shashank08]

Hello community members, Raj here
Seeking your advice/ experience on below,

Last month I got Biz grow credit card MC variant which was pre-approved with my savings account.

I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card for my family members.

I also contacted cc customer care over mail and same thing was told by them but they said I can apply for floater card via physical process from bank. I went again to bank but they said they can't apply Swiggy as a floater card and again I contacted their cc team but again they're repeating the same thing again n again.

My friend applied from swiggy app and he got existing card's limit merged.

I have seen many people hold 3-4 cards from HDFC 1 core & others co-branded cards. It is also mentioned over hdfc website & Swiggy app that existing customer can also apply for this card. I said the same thing to customer care and they told they'll revert me back by 9th july.

So if anyone have experience you can share how can I get this card. Im getting ltf from swiggy app, should I apply from there or wait 6 months as it's just only 1 month since last card & I can't apply from hdfc website.

Cibil- 780+
Self employed
1 enquiry in last 9 months.
Existing cc limit - 92k
3 years old credit history
2 cards from ICICI BANK (Unsecured)
1 card from IDFC (Secured)
1 personal loan last 2 emi left.

I have 4 cards from HDFC..
Regalia, tata neu infinity, IRCTC and swiggy..

I applied for IRCTC as a floater card for which there was a different form.

 

[cardy]

T

I have 4 cards from HDFC..
Regalia, tata neu infinity, IRCTC and swiggy..

I applied for IRCTC as a floater card for which there was a different form.

floater card application process in details please

 

[shashank08]

T

floater card application process in details please

Go to the branch..

Look for credit card guys in the branch..

Tell them you want to apply for a floater card linked with your existing card.

Rest that parson will be able to help you..

Are you getting an option to apply in Swiggy application?

 

[sarainfo12]

Hello community members, Raj here
Seeking your advice/ experience on below,

Last month I got Biz grow credit card MC variant which was pre-approved with my savings account.

I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card for my family members.

I also contacted cc customer care over mail and same thing was told by them but they said I can apply for floater card via physical process from bank. I went again to bank but they said they can't apply Swiggy as a floater card and again I contacted their cc team but again they're repeating the same thing again n again.

My friend applied from swiggy app and he got existing card's limit merged.

I have seen many people hold 3-4 cards from HDFC 1 core & others co-branded cards. It is also mentioned over hdfc website & Swiggy app that existing customer can also apply for this card. I said the same thing to customer care and they told they'll revert me back by 9th july.

So if anyone have experience you can share how can I get this card. Im getting ltf from swiggy app, should I apply from there or wait 6 months as it's just only 1 month since last card & I can't apply from hdfc website.

Cibil- 780+
Self employed
1 enquiry in last 9 months.
Existing cc limit - 92k
3 years old credit history
2 cards from ICICI BANK (Unsecured)
1 card from IDFC (Secured)
1 personal loan last 2 emi left.

Apply from app , if we have core card then only way to get more cards like co branded cards from their own app .
For example if you want tata neu card then you have to apply via tata neu app , if we try via official hdfc link or branch it will be always rejected .
So for you , apply via Swiggy app it will be approved .

 

[shashank08]

T

floater card application process in details please

Just read yout first post again.
Just to give you my scenario..

my irctc credit card application was approved on march 29 and swiggy was on may 7..

So 2 cards were approved within almost 1 month and 7 days

Applied for irctc via floater route and swiggy directly via app..

So you can apply via Swiggy app directly..

Take screenshot of LTF offer..

 

[rajsd]

I have 4 cards from HDFC..
Regalia, tata neu infinity, IRCTC and swiggy..

I applied for IRCTC as a floater card for which there was a different form.

Okay thanks for the info

 

[rajsd]

Apply from app , if we have core card then only way to get more cards like co branded cards from their own app .
For example if you want tata neu card then you have to apply via tata neu app , if we try via official hdfc link or branch it will be always rejected .
So for you , apply via Swiggy app it will be approved .

Okay thanks for the info. I'll try applying through swiggy.

 

[rajsd]

Just read yout first post again.
Just to give you my scenario..

my irctc credit card application was approved on march 29 and swiggy was on may 7..

So 2 cards were approved within almost 1 month and 7 days

Applied for irctc via floater route and swiggy directly via app..

So you can apply via Swiggy app directly..

Take screenshot of LTF offer..

Thanks again. I'll try applying through swiggy app.