Devaluation HDFC Swiggy Card 1% cashback much less than expected.

[ZoomZumba420]

So, today I received the 1% cashback for my HDFC Swiggy card transactions. And it is only ₹5.08 where my credit card bill is ₹4677 for this statement!

The only transaction probably ineligible is municipality tax for ₹989 paid online. Rest of all are offline transactions and mostly in restaurants. So, all of them should be eligible for 1% cashback. So, I should get at least ₹35 as cashback. Instead I got only ₹5. It's just outrageous!

I am attaching the cashback and statement screenshot. City names are hidden for privacy purpose.

 

[BeingIncogBeingIncog is verified member.]

So, today I received the 1% cashback for my HDFC Swiggy card transactions. And it is only ₹5.08 where my credit card bill is ₹4677 for this statement!

The only transaction probably ineligible is municipality tax for ₹989 paid online. Rest of all are offline transactions and mostly in restaurants. So, all of them should be eligible for 1% cashback. So, I should get at least ₹35 as cashback. Instead I got only ₹5. It's just outrageous!

I am attaching the cashback and statement screenshot. City names are hidden for privacy purpose. View attachment 97959View attachment 97960

any transaction dated 29-30/31st?

 

[ZoomZumba420]

any transaction dated 29-30/31st?

Only first two are on 29th April. Rest are from 3rd May onwards.

But why?

 

[BeingIncogBeingIncog is verified member.]

Only first two are on 29th April. Rest are from 3rd May onwards.

But why?

hdfc mostly doesn't consider 29-30/31st of the month as same month

also try to cross check MCC of the transactions

 

[RajeshV]

You'll likely get it in your next bill.

 

[ZoomZumba420]

You'll likely get it in your next bill.

Why? Isn't cashback calculated statement to statement?

 

[cardio_guycardio_guy is verified member.]

Yes I too noticed the same. I had infact maxed out 1% cashback quota (spent around 70k) and was expecting Rs 500 cashback, but I got only very very less. (something like Rs 23). I think Swiggy has either excluded all MCCs from its 1% bucket or it is a mass bug.