For me when they send it for corresponding next month then It started from 1st of the month
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HDFC Credit Cards Hdfc spend based offer
- Thread starter tharun
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- hdfc offer spend based offer
i didn't receive any email but i see this on my netbanking offers page, for people who don't receive any email, can try checking netbanking
Jatayu
TF Select
This offer is very good....more than 2% return apart from usual card spend RPs also above that.
See TnC also, is this 5000 can be fully availed for Agv or Swiggy etc or some random waste offers ?
no idea but i just can't spend 2.37 lacs in a month lol
Jatayu
TF Select
This amount is so huge obviously. I have never done a txn greater than even 50k through any CC in my life 😂. I usually get small spend based offers as my usage is low. Usually I pay friends bills for mere cashback of 1% by my Hdfc Platinum old dc and earn 200-300 monthly extra for my bike petrol. For tap n pay offers of 200-300 or 3-4k types small spend based offers where pos is required, My friend has a gift shop. Anytime these type of spend offers come, he charges me 1.5% and pay the rest in cash. Plus I get cc bill pay cb also 😂
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Jatayu
TF Select
I rarely take his help once or twice per qrt for small offers less than 5k. My dopamine is spiked even if I get 200 cb 😂. I too help him sometimes with TF tips & tricks. We both becomes happy with small small benefits and that's enough also. I don't have any card that gives more than 1.5% cb which he takes as his pos charges. So earning is not an option thru this way.
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I think because of manufactured spends like these now a days we are seeing more devaluation
Did customer care contacted u saying u always use at same merchant?
How do u pay back the bill since he gives in cash! If u deposit more than 10L per financial year then u will b under scrutiny
Jatayu
TF Select
Bhai main gareeb hu chote mote spend offer hi aate hai. Like Hdfc gave me spend 3000 & get 500. Or last month Sbi gave spend 200 by Nfc get 200 back that's it. For these small offers once in a while, I am not a reason to devalue things & why would bank contact me for 2-3k max txns that too of different cards. They only call me for loan offers for 30-40k max 😢
Jatayu
TF Select
I never deposit cash in bank. Use it for day to day things like Bread, Chilli Potato or Petrol etc 😂. Usually 1 spend offer I get in a month or sometimes after 2-3 months, for amount lesser than 3-4k...Iska kya hi notice aega bro. 5 saal me pehli baar ek bada spend offer of 36k aaya tha jisse friend ka tv kharidke pura kita maine. Uske baad ek aad aur bhi bade spend offers aaye but I skipped them. Finally again getting smaller offers according to my income. My all cards combined spends total 7 Ltf CCs have never crossed even 5L per annum ever in my life 😔. So no tension of any scrutiny or notice.
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I did not mention that you are one of the reason for devaluation.
Now a days more people are doing this and I think that's the main reason for banks too update cc rewards
Even one of my office mate does the same but he does for bigger amount and hence said it
Sorry if it had hurt
Ok I thought the spend based offer will be in lakhs
Jatayu
TF Select
It's ok bro. I agree with you that bigger fishes are creating the scenes of devaluation by abusing the loopholes. But we are like small aquarium fishes. We don't matter to anyone 😭
Jatayu
TF Select
Itne spends kar sakta to VIP Lounge ka member main bhi hota sir. Card upgrade karwa leta bade spends karke Hdfc me. But one day, I will definitely reach atleast Dcb through genuine spends only. Even if it takes couple of years.
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