HDFC Credit Cards Hdfc spend based offer

[iamdhamo]

Not a fixed date. This month I got on 6th

For me when they send it for corresponding next month then It started from 1st of the month

 

[neo.puneet]

i didn't receive any email but i see this on my netbanking offers page, for people who don't receive any email, can try checking netbanking

 

[Jatayu]

i didn't receive any email but i see this on my netbanking offers page, for people who don't receive any email, can try checking netbanking

View attachment 99919

This offer is very good....more than 2% return apart from usual card spend RPs also above that.
See TnC also, is this 5000 can be fully availed for Agv or Swiggy etc or some random waste offers ?

 

[neo.puneet]

This offer is very good....more than 2% return apart from usual card spend RPs also above that.
See TnC also, is this 5000 can be fully availed for Agv or Swiggy etc or some random waste offers ?

no idea but i just can't spend 2.37 lacs in a month lol

 

[Jatayu]

no idea but i just can't spend 2.37 lacs in a month lol

My friend has a gift shop. Anytime these type of spend offers come, he charges me 1.5% and pay the rest in cash. Plus I get cc bill pay cb also 😂

 

[neo.puneet]

wish i had a friend like him 😀

My friend has a gift shop. Anytime these type of spend offers come, he charges me 1.5% and pay the rest in cash. Plus I get cc bill pay cb also 😂

 

[Jatayu]

wish i had a friend like him 😀

I rarely take his help once or twice per qrt for small offers less than 5k. My dopamine is spiked even if I get 200 cb 😂. I too help him sometimes with TF tips & tricks. We both becomes happy with small small benefits and that's enough also. I don't have any card that gives more than 1.5% cb which he takes as his pos charges. So earning is not an option thru this way.

 

[iamdhamo]

My friend has a gift shop. Anytime these type of spend offers come, he charges me 1.5% and pay the rest in cash. Plus I get cc bill pay cb also 😂

I think because of manufactured spends like these now a days we are seeing more devaluation

Did customer care contacted u saying u always use at same merchant?

 

[iamdhamo]

My friend has a gift shop. Anytime these type of spend offers come, he charges me 1.5% and pay the rest in cash. Plus I get cc bill pay cb also 😂

How do u pay back the bill since he gives in cash! If u deposit more than 10L per financial year then u will b under scrutiny

 

[viruss]

I have received SMS from HDFC ..
Complete 6 transactions of min. 500 each or higher and receive vouchers worth Rs.500 . Limited offer till 30.06.2025

Will payzap wallet loading considered?

 

[Jatayu]

I think because of manufactured spends like these now a days we are seeing more devaluation

Did customer care contacted u saying u always use at same merchant?

Bhai main gareeb hu chote mote spend offer hi aate hai. Like Hdfc gave me spend 3000 & get 500. Or last month Sbi gave spend 200 by Nfc get 200 back that's it. For these small offers once in a while, I am not a reason to devalue things & why would bank contact me for 2-3k max txns that too of different cards. They only call me for loan offers for 30-40k max 😢

 

[Jatayu]

How do u pay back the bill since he gives in cash! If u deposit more than 10L per financial year then u will b under scrutiny

I never deposit cash in bank. Use it for day to day things like Bread, Chilli Potato or Petrol etc 😂. Usually 1 spend offer I get in a month or sometimes after 2-3 months, for amount lesser than 3-4k...Iska kya hi notice aega bro. My all cards combined spends total 7 Ltf CCs have never crossed even 5L per annum ever in my life 😔