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In this case you have to sacrifice sbi cashback for 6 months in order to transfer spends to this cards that I already did and got the upgradesOkay my credit limit is 4.4 lakh but spends this year till now been 36k. I don't use this much because I have sbi cashback as well. I would only be able to make spends if they give me milestone cards. I lost dcp ltf online offer as well as i was negotiating for rg ltf. So at the end I'm still left with diners millennia as ltf.
I started with diners platinum card in 2012 and used it for good ten years. Even got 10x in that on buying gold in dubai and used the points for free flights. When this card was expired rather than upgrading me to dcb they upgraded me to diners millennia in 2023. Now I'm s stuck with this and i don't know where to use it. Now it doesn't even have spend free lounge access.
What should I do?
okay, 3 lakhs in how many months?In this case you have to sacrifice sbi cashback for 6 months in order to transfer spends to this cards that I already did and got the upgrades
Last six monthsokay, 3 lakhs in how many months?
that's very difficult task for me. Is it possible with 1 lakh in last 6 months?Last six months
what do you mean by alternate mobile?Hello
I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.
Now I got to know Regalia Gold is being offered LTF.
Any trick to get RG card under this offer ?
I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.
Not correct.....0.26% for normal transaction......For popular brands, each point is now worth 10 paise e.g. amazon and for others like pantaloons it is 15 paise.......it is 0.26% on normal transaction....4 points for 150 Rs i.e. 2.66 points for 100 Rs.....Each RP point is 10 paise i.e. 0.10 * 2.66 = 0.26%1.33% on normal transaction.
13.33% on 10x
I considered For best use case, that is get upgraded to dcbm/infinia with the accured pointsNot correct.....0.26% for normal transaction......For popular brands, each point is now worth 10 paise e.g. amazon and for others like pantaloons it is 15 paise.......it is 0.26% on normal transaction....4 points for 150 Rs i.e. 2.66 points for 100 Rs.....Each RP point is 10 paise i.e. 0.10 * 2.66 = 0.26%
I am not considering travel through smartbuy as it is highly over priced
Agreed bro...I am not in a race for infinia therefore switched my all offline transactions to amazon pay and uni gold for 1% assured rewards.I considered For best use case, that is get upgraded to dcbm/infinia with the accured points
Good. I was in the same strategy till this month, used Amazon Pay or Neu infinity for all offline transactions. Assured 1.5% on TNI is good.Agreed bro...I am not in a race for infinia therefore switched my all offline transactions to amazon pay and uni gold for 1% assured rewards.
Agreed bro...I am not in a race for infinia therefore switched my all offline transactions to amazon pay and uni gold for 1% assured rewards.
Offline txns referring to which type txns?Good. I was in the same strategy till this month, used Amazon Pay or Neu infinity for all offline transactions. Assured 1.5% on TNI is good.
Offline txn = card swipe on POS machines. (In my case, card swipe includes everything except fuel spends at petrol bunks)Offline txns referring to which type txns?
Neu Infinity for UPI - ok
Amazon Pay ??
Which card for fuel?Offline txn = card swipe on POS machines. (In my case, card swipe includes everything except fuel spends at petrol bunks)
Amazon pay gives 1% without capping and TNI gives 1.5% (that too without capping I think, not sure)
Till now I was using Tata Neu Rupay UPI, no rewards, no extra surcharge.Which card for fuel?
From which websiteTill now I was using Tata Neu Rupay UPI, no rewards, no extra surcharge.
But next month onwards, Atlas to buy HP Pay vouchers and pay using HP Pay app.