HDFC Regalia Gold LTF Offer

[bhavyakjain]

Hello

I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.

Now I got to know Regalia Gold is being offered LTF.

Any trick to get RG card under this offer ?

I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.

 

[Aniket Sharma]

Okay my credit limit is 4.4 lakh but spends this year till now been 36k. I don't use this much because I have sbi cashback as well. I would only be able to make spends if they give me milestone cards. I lost dcp ltf online offer as well as i was negotiating for rg ltf. So at the end I'm still left with diners millennia as ltf.
I started with diners platinum card in 2012 and used it for good ten years. Even got 10x in that on buying gold in dubai and used the points for free flights. When this card was expired rather than upgrading me to dcb they upgraded me to diners millennia in 2023. Now I'm s stuck with this and i don't know where to use it. Now it doesn't even have spend free lounge access.
What should I do?

In this case you have to sacrifice sbi cashback for 6 months in order to transfer spends to this cards that I already did and got the upgrades

 

[NikhilG]

In this case you have to sacrifice sbi cashback for 6 months in order to transfer spends to this cards that I already did and got the upgrades

okay, 3 lakhs in how many months?

 

[Aniket Sharma]

okay, 3 lakhs in how many months?

Last six months

 

[NikhilG]

Last six months

that's very difficult task for me. Is it possible with 1 lakh in last 6 months?
or should I ask them RG on FYF basis and while hitting some milestone and doing spend I might ask them LTF after 1 year?

 

[NikhilG]

Hello

I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.

Now I got to know Regalia Gold is being offered LTF.

Any trick to get RG card under this offer ?

I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.

what do you mean by alternate mobile?
I suppose we have to login to hdfc netbanking to see what all credit cards are given LTF.
Last month it was showing DCP for me as LTF but this month it shows DCP as FYF
I just have hdfc diners millennia with 440000 limit

 

[sunit123]

1.33% on normal transaction.
13.33% on 10x

Not correct.....0.26% for normal transaction......For popular brands, each point is now worth 10 paise e.g. amazon and for others like pantaloons it is 15 paise.......it is 0.26% on normal transaction....4 points for 150 Rs i.e. 2.66 points for 100 Rs.....Each RP point is 10 paise i.e. 0.10 * 2.66 = 0.26%

I am not considering travel through smartbuy as it is highly over priced

 

[Aniket Sharma]

Not correct.....0.26% for normal transaction......For popular brands, each point is now worth 10 paise e.g. amazon and for others like pantaloons it is 15 paise.......it is 0.26% on normal transaction....4 points for 150 Rs i.e. 2.66 points for 100 Rs.....Each RP point is 10 paise i.e. 0.10 * 2.66 = 0.26%

I am not considering travel through smartbuy as it is highly over priced

I considered For best use case, that is get upgraded to dcbm/infinia with the accured points

 

[sunit123]

I considered For best use case, that is get upgraded to dcbm/infinia with the accured points

Agreed bro...I am not in a race for infinia therefore switched my all offline transactions to amazon pay and uni gold for 1% assured rewards.