HDFC pre approved offers?

[sudhirsiddhi]

I seen this banner in internet banking of HDFC.

please confirm this is pre approved or promotional offer

 

[WandereR]

Do you not see this in nb?

 

[denisjos]

Nothing like this, everything has moved to the top of the page in netbanking. And once I choose credit cards I don't get an option to add a card. There is a lot of other options none of which I found useful.

 

[bing1309]

Black BIZ is pre-approved but wanted to know the limit is it 10L anyone can confirm??

 

[Ak Singh]

BIZ is pre-approved but wanted to know the limit is it 10L anyone can confirm??

How much old account is this and which variant?
How much balance were you maintaining in savings account to get pre-approved offer?
And self employed or salary what is your income source?
I also have hdfc account, but not getting pre-approved offers.

 

[AkashnAkashn is verified member.]

Black BIZ is pre-approved but wanted to know the limit is it 10L anyone can confirm??

Check in HDFC xpressway.

 

[bing1309]

Check in HDFC xpressway.

Cibil HIT happens?

 

[AkashnAkashn is verified member.]

Cibil HIT happens?

No no. It will show offers and exact limit

 

[bing1309]

No no. It will show offers and exact limit

Nope Not Showing

 

[AkashnAkashn is verified member.]

Nope Not Showing

Nvm then. Risk it for the biscuit 😅

 

[bing1309]

Nvm then. Risk it for the biscuit 😅

I wont risk i have asked hdfc backend to confirm.

 

[bing1309]

How much old account is this and which variant?
How much balance were you maintaining in savings account to get pre-approved offer?
And self employed or salary what is your income source?
I also have hdfc account, but not getting pre-approved offers.

you have to first try giving once at least a CIBIL hit in hdfc cc section to get offer so that HDFC can know you or else why will they give you.. the system is designed in such a way for automation process. now coming to your questions I am Imperia Holder, I Applied for Infinia and got rejected but they have my ITR as I have applied as self employer for Infina and the requirement failed and was rejected. so the System works as it should if I had applied a CC at salary way I would have got Black Dinner under their system. now after 6 months got this offer its a new account 8month old, I hold more than Imperia's requirement like it has 10L I hold that much or more than that totally depends but wont go below 10L in savings and maintaining

 

[Ak Singh]

you have to first try giving once at least a CIBIL hit in hdfc cc section to get offer so that HDFC can know you or else why will they give you.. the system is designed in such a way for automation process. now coming to your questions I am Imperia Holder, I Applied for Infinia and got rejected but they have my ITR as I have applied as self employer for Infina and the requirement failed and was rejected. so the System works as it should if I had applied a CC at salary way I would have got Black Dinner under their system. now after 6 months got this offer its a new account 8month old, I hold more than Imperia's requirement like it has 10L I hold that much or more than that totally depends but wont go below 10L in savings and maintaining

I have applied hdfc credit card 2 times few months back, in the month of October 2023 when I had not hdfc account that time and it was rejected. Then I opened account in January 21, 2024. So Should I again do cibil hit or is it already hit?
I have doubt like I enters all my details for credit card applying then after it will show to me cards. So from there I exits and don't apply will my cibil hit any hard enquiry or no enquiry?
I am maintaining 1 lakh balance in my account.
I want millennia credit card Ltf on the basis of c2c from my Amazon icici 100k limit card.
So should I wait for pre-approved offer or go to branch and apply.
Do you know how c2c process work , will they verify my home or office address or both ?

 

[bing1309]

I have applied hdfc credit card 2 times few months back, in the month of October 2023 when I had not hdfc account that time and it was rejected. Then I opened account in January 21, 2024. So Should I again do cibil hit or is it already hit?
I have doubt like I enters all my details for credit card applying then after it will show to me cards. So from there I exits and don't apply will my cibil hit any hard enquiry or no enquiry?
I am maintaining 1 lakh balance in my account.
I want millennia credit card Ltf on the basis of c2c from my Amazon icici 100k limit card.
So should I wait for pre-approved offer or go to branch and apply.
Do you know how c2c process work , will they verify my home or office address or both ?

Rejection for a card applied is a different story here my case was I applied for Infinia but I was eligible for Dinners club also I had submitted documents. you have to wait for 6 months from date of opening ACC and when semi pre approved offers come apply that time with going with CIBIL check as of now have to wait.

 

[VasukiVasuki is verified member.]

Rejection for a card applied is a different story here my case was I applied for Infinia but I was eligible for Dinners club also I had submitted documents. you have to wait for 6 months from date of opening ACC and when semi pre approved offers come apply that time with going with CIBIL check as of now have to wait.

Hum v intezaar me hai 🌚 cc close krke .no offers

 

[bing1309]

Hum v intezaar me hai 🌚 cc close krke .no offers

see i never took HDFC cc still you had one and closed. As I said I am waiting for a proper one. before touching HDFC I am making sure I build my Credit card portfolio to have a max limit CC when Reserve Infinia come will go for that. need to have patience with HDFC

 

[VasukiVasuki is verified member.]

see i never took HDFC cc still you had one and closed. As I said I am waiting for a proper one. before touching HDFC I am making sure I build my Credit card portfolio to have a max limit CC when Reserve Infinia come will go for that. need to have patience with HDFC

Maintaining 3-4 l & waiting is lot of patience . trust me

 

[Ak Singh]

Rejection for a card applied is a different story here my case was I applied for Infinia but I was eligible for Dinners club also I had submitted documents. you have to wait for 6 months from date of opening ACC and when semi pre approved offers come apply that time with going with CIBIL check as of now have to wait.

When I opens hdfc app this offer shows👇 attached in screenshot. But I don't think is it pre-approved?
Or Is this semi pre approved approved?

 

[VasukiVasuki is verified member.]

When I opens hdfc app this offer shows👇 attached in screenshot. But I don't think is it pre-approved?
Or Is this semi precious approved?

It is none ..
Just ignore

 

[SplendorSuperman]

Maintaining 3-4 l & waiting is lot of patience . trust me

I closed Legendary MB in January , Cibil shows 22 Jan.
Getting Preapproved Bike Loan 10L , Flexible Pay 5L and DC Emi but no CC offers yet.

 

[VasukiVasuki is verified member.]

I closed Legendary MB in January , Cibil shows 22 Jan.
Getting Preapproved Bike Loan 10L , Flexible Pay 5L and DC Emi but no CC offers yet.

Bhai I didn't get any offer this April also
No loans too
Idk what's the deal