HDFC millenia not giving 5% on amazon ?

[Rohith_Kumar_Sp]

Millennia not giving 5% points on amazon anymore? I bought 10k agv and didn't get 500 points

May 31st, its 6th today, usually points get posted on 1st of every month and you will be able to use it on next bill generation but i have received 333 points from my other transactions, but not 500 from AGV voucher.

i have only gotten 333 points, not 500, 3616-3283 = 333.

i have gotten 333 points, not 500!!!!, 10k AGV will give you 500 points, it will show up in available points 1st of every month, but you can use it on next bill generation. 3616-3283 = 333 points, that 333 point is from my other transitions not AGV

 

[desiviru]

Millenia giving cashback on Amazon pay e gift card bought on Amazon.in. proof attached, got from card services hdfc,

PS: not sure why they don't give me cashback on smart buy portal 😂

Because smartbuy cashback is credited directly to statement. Don't worry. You are not the first confusing soul here who wander without looking here and there. 🙂

Do check statement and you will see a credit entry. They mostly credit on T+2/3 days.

 

[rohant]

I am getting this merchant name since 7-8 months.

Yes, you will get cashback. 🙂

I don't know why people do not understand that Millennia CC has cashback on Amazon sitewide (all products on site). It doesn't matter what you buy. No MCC is excluded with Millennia CC. It is not a loophole.

I have seen many people worrying when cashback is delayed like they might have fixed it and blah blah blah. Oh bhai Yeh specific 10 sites pe 5% deta hai usme koi rok tok nahi hai abhi.

yes, but i have seen many that they did not get cb for amazon gift card merchant. May be they are purchasing from any other card like swiggy hdfc

 

[desiviru]

yes, but i have seen many that they did not get cb for amazon gift card merchant. May be they are purchasing from any other card like swiggy hdfc

HDFC Swiggy CC has no specific partner list like Millennia. People go for 5% for online txns and MCC matters with that card. With millennia scenario is completely different for Amazon/Flipkart and other 8 partners.

Those sites aren't giving anything. For millennia bank is processing cashback and they have sharing agreement with these partners. When you purchase anything worth Rs.1000 from Amazon, amazon provides it for Rs.975 and HDFC after giving cashback has net value 950. So both are sharing Rs.25 expense. But in reality the products are always overpriced. Even when you are buying GV and paying bills those bills are already shot up by agencies. So sab mil ke hamara kaat te rahenge. Yeh 5-10% cashback cards ki wajah se already main product ke prices 30-35-50% tak upar kar dete hai.

 

[rohant]

HDFC Swiggy CC has no specific partner list like Millennia. People go for 5% for online txns and MCC matters with that card. With millennia scenario is completely different for Amazon/Flipkart and other 8 partners.

Those sites aren't giving anything. For millennia bank is processing cashback and they have sharing agreement with these partners. When you purchase anything worth Rs.1000 from Amazon, amazon provides it for Rs.975 and HDFC after giving cashback has net value 950. So both are sharing Rs.25 expense. But in reality the products are always overpriced. Even when you are buying GV and paying bills those bills are already shot up by agencies. So sab mil ke hamara kaat te rahenge. Yeh 5-10% cashback cards ki wajah se already main product ke prices 30-35-50% tak upar kar dete hai.

feel bad for those who use upi/ cash/ net banking to pay bills and groceries

 

[desiviru]

feel bad for those who use upi/ cash/ net banking to pay bills and groceries

Others are also not saving much. Per card it is Rs.1000. And those are busy making money in that time like 2K or more rather than people who use and then spend most of their time tracking cashbacks.

The best thing one can do to save money is by earning more rather than earning less and than going for cashback or discount cards. Whole thing with cards eats up lots of precious time.

 

[rohant]

Others are also not saving much. Per card it is Rs.1000. And those are busy making money in that time like 2K or more rather than people who use and then spend most of their time tracking cashbacks.

The best thing one can do to save money is by earning more rather than earning less and than going for cashback or discount cards. Whole thing with cards eats up lots of precious time.

you are absolutely right.

 

[Nalin Bansal]

I purchased Rs. 10k amazon gift vouchers from Amazon website and post that I am unable to purchase more gv using my HDFC Millenia card. What's the next best platform for purchasing Amazon gv using HDFC Millenia and getting 5% cashback as well?

 

[HumorSimpson]

I purchased Rs. 10k amazon gift vouchers from Amazon website and post that I am unable to purchase more gv using my HDFC Millenia card. What's the next best platform for purchasing Amazon gv using HDFC Millenia and getting 5% cashback as well?

You cant do anything . Millenia is locked to amazon.
Still if you want agvs at extreme disc. use Jupiter CSB Edge+ card and get 10% upto 500rs. i.e., you can buy upto 5kagv.

 

[Hemang]

I purchased Rs. 10k amazon gift vouchers from Amazon website and post that I am unable to purchase more gv using my HDFC Millenia card. What's the next best platform for purchasing Amazon gv using HDFC Millenia and getting 5% cashback as well?

purchase kyu ni karne de raha amazon ? Credit card option hi remove ho gaya kya bhai ?

 

[kgaurav00]

I purchased Rs. 10k amazon gift vouchers from Amazon website and post that I am unable to purchase more gv using my HDFC Millenia card. What's the next best platform for purchasing Amazon gv using HDFC Millenia and getting 5% cashback as well?

Usually Amazon block credit card payment option after 10K Amazon voucher purchased(Mine observation). How much Apay Voucher you purchased in past 90 days??

 

[panu24]

I purchased Rs. 10k amazon gift vouchers from Amazon website and post that I am unable to purchase more gv using my HDFC Millenia card. What's the next best platform for purchasing Amazon gv using HDFC Millenia and getting 5% cashback as well?

There are no platforms available other than Amazon for Millennia CC.

 

[navdeep22]

View attachment 104283
There are no platforms available other than Amazon for Millennia CC.

if 60 days and 90 days cap are there. how can one get 360k a year?
may i understood something wrong?

 

[6ix9ine]

if 60 days and 90 days cap are there. how can one get 360k a year?
may i understood something wrong?

Nah bro, absolutely not, it's just amazon is hallucinating.

Safe amount is 10K/month, been doing it from last 3 years. CC option is still there.

Never tried above 10K due to CC option vanish risk..

 

[desiviru]

Nah bro, absolutely not, it's just amazon is hallucinating.

Safe amount is 10K/month, been doing it from last 3 years. CC option is still there.

Never tried above 10K due to CC option vanish risk..

Ok let me explain how it is 3.60L per year.

Every 30 days limit is 30K. I always bought 20K every month till now. So never reached 30K. Only once I went for 29980 as no other option was left than to buy for a policy payment. Always buy 9990 or less like 9980 9950 etc and never cross 30K in continous 30 days.

Then 31st-60th day you can again buy 30K. This way it will keep working.

If you have bought say on 10th July with 9990x3 then only on 10th august i.e 31st day (21 days of July + 9 Days og Aug = 30 days and Aug 10 becomes 31st day). Never buy in single order by adding 3x9990 into cart. Buy in separate orders and if possible maintain gap like one in morning then afternoon and then night.

So 9990x3 every 31st day = ~3.6L per year.


Now question will arise what is 40K in 60 days? It is only when you buy in bulk like you bought 9990x3 in once order and then 10K more.

Also every GC you buy is considered in this limit.

Apna 20K har month chal raha hai and no problem. 🙂

 

[6ix9ine]

Ok let me explain how it is 3.60L per year.

Every 30 days limit is 30K. I always bought 20K every month till now. So never reached 30K. Only once I went for 29980 as no other option was left than to buy for a policy payment. Always buy 9990 or less like 9980 9950 etc and never cross 30K in continous 30 days.

Then 31st-60th day you can again buy 30K. This way it will keep working.

If I do this, surely CC option will vanish 🤣

And I'll lose my brain cells explaining customer care that 30 days is already over, I can buy again 30K in this month. They will just copy paste that T&C, and I'll suffer.

I'm happy with 10K 😅

Now question will arise what is 40K in 60 days? It is only when you buy in bulk like you bought 9990x3 in once order and then 10K more.

40K ek mahine mai kiya, toh CC option pakka disable ho jayega bhai, won't recommend anyone doing it unless someone has a spare account to test it out.

20K month is decent too if it's working fine.

 

[Jhon Anand]

Are we still getting cashback for Amazon pay gift cards using millennia from Amazon pay?

I bought some a few months back and didn't receive it so I thought it's over

 

[rohant]

If I do this, surely CC option will vanish 🤣

And I'll lose my brain cells explaining customer care that 30 days is already over, I can buy again 30K in this month. They will just copy paste that T&C, and I'll suffer.

I'm happy with 10K 😅


40K ek mahine mai kiya, toh CC option pakka disable ho jayega bhai, won't recommend anyone doing it unless someone has a spare account to test it out.

20K month is decent too if it's working fine.

Used 45k last month and now not seeing the option