HDFC millenia not giving 5% on amazon ?

[Rohith_Kumar_Sp]

Millennia not giving 5% points on amazon anymore? I bought 10k agv and didn't get 500 points

May 31st, its 6th today, usually points get posted on 1st of every month and you will be able to use it on next bill generation but i have received 333 points from my other transactions, but not 500 from AGV voucher.

i have only gotten 333 points, not 500, 3616-3283 = 333.

i have gotten 333 points, not 500!!!!, 10k AGV will give you 500 points, it will show up in available points 1st of every month, but you can use it on next bill generation. 3616-3283 = 333 points, that 333 point is from my other transitions not AGV

 

[desiviru]

Millenia giving cashback on Amazon pay e gift card bought on Amazon.in. proof attached, got from card services hdfc,

PS: not sure why they don't give me cashback on smart buy portal 😂

Because smartbuy cashback is credited directly to statement. Don't worry. You are not the first confusing soul here who wander without looking here and there. 🙂

Do check statement and you will see a credit entry. They mostly credit on T+2/3 days.

 

[rohant]

I am getting this merchant name since 7-8 months.

Yes, you will get cashback. 🙂

I don't know why people do not understand that Millennia CC has cashback on Amazon sitewide (all products on site). It doesn't matter what you buy. No MCC is excluded with Millennia CC. It is not a loophole.

I have seen many people worrying when cashback is delayed like they might have fixed it and blah blah blah. Oh bhai Yeh specific 10 sites pe 5% deta hai usme koi rok tok nahi hai abhi.

yes, but i have seen many that they did not get cb for amazon gift card merchant. May be they are purchasing from any other card like swiggy hdfc

 

[desiviru]

yes, but i have seen many that they did not get cb for amazon gift card merchant. May be they are purchasing from any other card like swiggy hdfc

HDFC Swiggy CC has no specific partner list like Millennia. People go for 5% for online txns and MCC matters with that card. With millennia scenario is completely different for Amazon/Flipkart and other 8 partners.

Those sites aren't giving anything. For millennia bank is processing cashback and they have sharing agreement with these partners. When you purchase anything worth Rs.1000 from Amazon, amazon provides it for Rs.975 and HDFC after giving cashback has net value 950. So both are sharing Rs.25 expense. But in reality the products are always overpriced. Even when you are buying GV and paying bills those bills are already shot up by agencies. So sab mil ke hamara kaat te rahenge. Yeh 5-10% cashback cards ki wajah se already main product ke prices 30-35-50% tak upar kar dete hai.

 

[rohant]

HDFC Swiggy CC has no specific partner list like Millennia. People go for 5% for online txns and MCC matters with that card. With millennia scenario is completely different for Amazon/Flipkart and other 8 partners.

Those sites aren't giving anything. For millennia bank is processing cashback and they have sharing agreement with these partners. When you purchase anything worth Rs.1000 from Amazon, amazon provides it for Rs.975 and HDFC after giving cashback has net value 950. So both are sharing Rs.25 expense. But in reality the products are always overpriced. Even when you are buying GV and paying bills those bills are already shot up by agencies. So sab mil ke hamara kaat te rahenge. Yeh 5-10% cashback cards ki wajah se already main product ke prices 30-35-50% tak upar kar dete hai.

feel bad for those who use upi/ cash/ net banking to pay bills and groceries

 

[desiviru]

feel bad for those who use upi/ cash/ net banking to pay bills and groceries

Others are also not saving much. Per card it is Rs.1000. And those are busy making money in that time like 2K or more rather than people who use and then spend most of their time tracking cashbacks.

The best thing one can do to save money is by earning more rather than earning less and than going for cashback or discount cards. Whole thing with cards eats up lots of precious time.

 

[rohant]

Others are also not saving much. Per card it is Rs.1000. And those are busy making money in that time like 2K or more rather than people who use and then spend most of their time tracking cashbacks.

The best thing one can do to save money is by earning more rather than earning less and than going for cashback or discount cards. Whole thing with cards eats up lots of precious time.

you are absolutely right.