Infinia HDFC Infinia Request Rejected even after Fulfilling 'Spend + Limit' Criteria [Update: Approved]

[Sobirvs]

Hi… I have dcb plastic paid , regalia ltf and Tata Neu infinity ltf , with cl of 14 lakhs… I have annual expenses of around 8 to 10 L on dcb, 1-2 L on Neu card and negligible spend on regalia… I have other cards which I use when the dcb is not accepted… those spends could be in the range of 1 to 2 L per year…. I had sent a strong worded mails to the hdfc credit card department two times in the last 2 yrs… they have always rejected… what should I do

u have regalia and dcb both??

anyways, which card has the most spends in last 6 months?

Whichever card it is, let us know your total spends in last 6 months (on only one card, not all).

 

[RKC]

Following the post

 

[techie_space]

Doesn't matter, u have sent it anyways now no?

Yes. Already sent.

 

[techie_space]

Ta-da! 🥷

Infinia card is visible on MyCards and Mobile Banking! 😍😍

Thank you everyone for helping to get this. Without @TechnoFino family I'd still be stuck at "Oh, I won't get that big fish" statement!

 

[theXfactor]

Ta-da! 🥷

Infinia card is visible on MyCards and Mobile Banking! 😍😍

Thank you everyone for helping to get this. Without @TechnoFino family I'd still be stuck at "Oh, I won't get that big fish" statement!

COngrats! Did you get it with limit increased?

 

[techie_space]

COngrats! Did you get it with limit increased?

No. Same limit of 8L

 

[Sivakumar]

u have regalia and dcb both??

anyways, which card has the most spends in last 6 months?

Whichever card it is, let us know your total spends in last 6 months (on only one card, not all).

Yes I have both regalia ltf and DCB paid….
The dcb had max spends in the last 6 months… around 6-7 lakhs ..

 

[Sobirvs]

Yes I have both regalia ltf and DCB paid….
The dcb had max spends in the last 6 months… around 6-7 lakhs ..

I am guessing 14CL is shared b/w both the cards?

If yes, DCB can be upgraded to infinia. But the last 6 months of 7L won't cut it. It has to be atleast 9L.

I got regalia gold to Infinia upgrade a month back. CL has to be above 8L which yours is, and spends has to be above 9L/6monhts.

Make sure you don't waste hdfc's time. don't ask for regalia upgrade, it won't happen unless you can get regalia's spends above or equal to 9L.

Don't ask hdfc to upgrade by combining total spends on both cards, they won't do it.

The criteria is simple, only one card can be upgraded. CL has to be above 8L and spends above 9L.

As regalia anyways is LTF, and DCB paid, it makes sense to upgrade DCB, and you have 6-7L spends anyways on it, try paying for some insurance or some bills, may be of family members or somehow spend it, you are quite close to getting an infinia.