Sobirvs
TF Ace
it was regalia goldWhich card before upgrade did you have this 8L limit for?
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
it was regalia goldWhich card before upgrade did you have this 8L limit for?
We will close our Family accounts, and take our business somewhere else
1. Plan A- Go ahead and close your accountJust for future reference,
If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?
I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?
Your reply will surely be a beacon of light and hope for those who want infinia credit card.
Thats exactly what the OP did. And luckily, he succeed in his bluff.1. Plan A- Go ahead and close your account
2. Plan B- Don’t respond, don’t confirm
These days HDFC bank simply goes ahead and closes the account when requested so don’t try to be smart if you actually don’t mean it.
As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.Just for future reference,
If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?
I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?
Your reply will surely be a beacon of light and hope for those who want infinia credit card.
Good for you. Atleast they listen to you after couple of emails.As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.
In my Case, I satisfied the spend and limit criteria but still the grievance was rejecting it. Only after raising it to PNO, it got approved. And pno do check your relationship.
how many other hdfc and non-hdfc cards you have?Good for you. Atleast they listen to you after couple of emails.
Im stuck with hdfc with paid cc since last 15+ yrs. With 1.25L cl only. I spend 5 to 8L per yr. I usually get the 1% voucher every quarter and 0 fees with the millennia cc. No preapproves offers, no free limit increase.
I was even ready to get ulip for infinia, the rm said not possible.
I think my hdfc account pe sani bhaari hai 😂
Yes i know about that. I think that is the problem.how many other hdfc and non-hdfc cards you have?
what's it's total limit (of all cards shared or otherwise aswell) shown in CIBIL?
Total that CIBIL limit (credit cards loans etc) and then compare/ratio it with your ITR.
Auto CLI might be related to over leverage.
I would like to apply for
[ ]Limit Increase [ ] Upgrade with Limit Increase
I accept to Auto pay.......
I have submitted following documents
Salaried - Salary A/C with HDFC Bank : Payslip and fill the account number below
Upgrade with limit increaseGot a reply from PNO that infinia is approved and asked to me fill the form and mail them back.
Confusion while filling the form and don't want to mess it up. Can some one please help me what to check
Should I tick or leave it blank as I need only Upgrade. Current limit is 8L on DCBM
I believe this can be left blank?
Should this be left blank? I have HDFC Salary Account but don't meet income criteria. (2.2L)
Please help me with right values to fill or not to fill.
@vishp @Sobirvs @TechnoFino
If I tick Upgrade with limit increase, wouldn't they ask salary slips for limit increase!!Upgrade with limit increase
Leave blank
Leave blank
Yeah you can do that, not an issue, if they had asked consent.If I tick Upgrade with limit increase, wouldn't they ask salary slips for limit increase!!
Is there a way I can leave it blank and just tick Infinia Metal checkbox below where they've asked to tick checkbox for variant!?
Got a reply from PNO that infinia is approved and asked to me fill the form and mail them back.
Confusion while filling the form and don't want to mess it up. Can some one please help me what to check
Should I tick or leave it blank as I need only Upgrade. Current limit is 8L on DCBM
I believe this can be left blank?
Should this be left blank? I have HDFC Salary Account but don't meet income criteria. (2.2L)
Please help me with right values to fill or not to fill.
@vishp @Sobirvs @TechnoFino
I wouldn't select this option tbh. I hope this doesn't create a fck up.- Upgrade with limit increase
There's no upgrade only option right. Should I simply left both checkboxes blank?I wouldn't select this option tbh. I hope this doesn't create a fck up.
Just upgrade was fine.
and the email u sent me in DM, no need to fill form, just reply "I consent", it was more than enough.
No. It won't create any problems.I wouldn't select this option tbh. I hope this doesn't create a fck up.
Just upgrade was fine.
and the email u sent me in DM, no need to fill form, just reply "I consent", it was more than enough.
Doesn't matter, u have sent it anyways now no?There's no upgrade only option right. Should I simply left both checkboxes blank?