• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Infinia HDFC Infinia Request Rejected even after Fulfilling 'Spend + Limit' Criteria [Update: Approved]

We will close our Family accounts, and take our business somewhere else

Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.
 
Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.
1. Plan A- Go ahead and close your account
2. Plan B- Don’t respond, don’t confirm

These days HDFC bank simply goes ahead and closes the account when requested so don’t try to be smart if you actually don’t mean it.
 
1. Plan A- Go ahead and close your account
2. Plan B- Don’t respond, don’t confirm

These days HDFC bank simply goes ahead and closes the account when requested so don’t try to be smart if you actually don’t mean it.
Thats exactly what the OP did. And luckily, he succeed in his bluff.
 
Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.
As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.

In my Case, I satisfied the spend and limit criteria but still the grievance was rejecting it. Only after raising it to PNO, it got approved. And pno do check your relationship.
 
As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.

In my Case, I satisfied the spend and limit criteria but still the grievance was rejecting it. Only after raising it to PNO, it got approved. And pno do check your relationship.
Good for you. Atleast they listen to you after couple of emails.

Im stuck with hdfc with paid cc since last 15+ yrs. With 1.25L cl only. I spend 5 to 8L per yr. I usually get the 1% voucher every quarter and 0 fees with the millennia cc. No preapproves offers, no free limit increase.

I was even ready to get ulip for infinia, the rm said not possible.

I think my hdfc account pe sani bhaari hai 😂
 
Good for you. Atleast they listen to you after couple of emails.

Im stuck with hdfc with paid cc since last 15+ yrs. With 1.25L cl only. I spend 5 to 8L per yr. I usually get the 1% voucher every quarter and 0 fees with the millennia cc. No preapproves offers, no free limit increase.

I was even ready to get ulip for infinia, the rm said not possible.

I think my hdfc account pe sani bhaari hai 😂
how many other hdfc and non-hdfc cards you have?

what's it's total limit (of all cards shared or otherwise aswell) shown in CIBIL?

Total that CIBIL limit (credit cards loans etc) and then compare/ratio it with your ITR.

Auto CLI might be related to over leverage.
 
how many other hdfc and non-hdfc cards you have?

what's it's total limit (of all cards shared or otherwise aswell) shown in CIBIL?

Total that CIBIL limit (credit cards loans etc) and then compare/ratio it with your ITR.

Auto CLI might be related to over leverage.
Yes i know about that. I think that is the problem.

Waiting for elon to start mars flight from India. Then i can use all my cc to buy the ticket. Wahi settle hona hai 🙃
 
Got a reply from PNO that infinia is approved and asked to me fill the form and mail them back.

Confusion while filling the form and don't want to mess it up. Can some one please help me what to check

Should I tick or leave it blank as I need only Upgrade. Current limit is 8L on DCBM
I would like to apply for
[ ]Limit Increase [ ] Upgrade with Limit Increase

I believe this can be left blank?
I accept to Auto pay.......

Should this be left blank? I have HDFC Salary Account but don't meet income criteria. (2.2L)
I have submitted following documents
Salaried - Salary A/C with HDFC Bank : Payslip and fill the account number below

Please help me with right values to fill or not to fill.

@vishp @Sobirvs @TechnoFino
 
Got a reply from PNO that infinia is approved and asked to me fill the form and mail them back.

Confusion while filling the form and don't want to mess it up. Can some one please help me what to check

Should I tick or leave it blank as I need only Upgrade. Current limit is 8L on DCBM


I believe this can be left blank?


Should this be left blank? I have HDFC Salary Account but don't meet income criteria. (2.2L)


Please help me with right values to fill or not to fill.

@vishp @Sobirvs @TechnoFino
Upgrade with limit increase
Leave blank
Leave blank
 
If I tick Upgrade with limit increase, wouldn't they ask salary slips for limit increase!!

Is there a way I can leave it blank and just tick Infinia Metal checkbox below where they've asked to tick checkbox for variant!?
Yeah you can do that, not an issue, if they had asked consent.

Earlier I found one person gave consent and got rejected for infinia maybe last month.

Leave blank and if they ask to fill it, fill it and send again
 
Got a reply from PNO that infinia is approved and asked to me fill the form and mail them back.

Confusion while filling the form and don't want to mess it up. Can some one please help me what to check

Should I tick or leave it blank as I need only Upgrade. Current limit is 8L on DCBM


I believe this can be left blank?


Should this be left blank? I have HDFC Salary Account but don't meet income criteria. (2.2L)


Please help me with right values to fill or not to fill.

@vishp @Sobirvs @TechnoFino

First of all, congratulations! 🥳
Don’t worry, filling out the form and sending it to them is just a formality.
  • Tick “Upgrade with Limit Enhancement.”
  • You can choose Autopay, or you can leave it blank.
  • You don’t need to submit any documents, so you can also leave the last section blank.
 
I wouldn't select this option tbh. I hope this doesn't create a fck up.

Just upgrade was fine.

and the email u sent me in DM, no need to fill form, just reply "I consent", it was more than enough.
There's no upgrade only option right. Should I simply left both checkboxes blank?
 
Back
Top