Infinia HDFC Infinia Request Rejected even after Fulfilling 'Spend + Limit' Criteria [Update: Approved]

[Sobirvs]

Which card before upgrade did you have this 8L limit for?

it was regalia gold

 

[PrinceHeart]

We will close our Family accounts, and take our business somewhere else

Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.

 

[theXfactor]

Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.

1. Plan A- Go ahead and close your account
2. Plan B- Don’t respond, don’t confirm

These days HDFC bank simply goes ahead and closes the account when requested so don’t try to be smart if you actually don’t mean it.

 

[PrinceHeart]

1. Plan A- Go ahead and close your account
2. Plan B- Don’t respond, don’t confirm

These days HDFC bank simply goes ahead and closes the account when requested so don’t try to be smart if you actually don’t mean it.

Thats exactly what the OP did. And luckily, he succeed in his bluff.

 

[vishp]

Just for future reference,

If the bank had replied - ok sir, you're welcome to close your accounts. What would had been your next move ?

I mean, im sure if you wrote such strong words to a bank, you must had a planB in place right ?

Your reply will surely be a beacon of light and hope for those who want infinia credit card.

As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.

In my Case, I satisfied the spend and limit criteria but still the grievance was rejecting it. Only after raising it to PNO, it got approved. And pno do check your relationship.

 

[PrinceHeart]

As mentioned by other members, I would had not responded back. Anyways, you can't close hdfc bank accounts through Email. Even if they can, they'll not do it if you have high balance in your accounts.

In my Case, I satisfied the spend and limit criteria but still the grievance was rejecting it. Only after raising it to PNO, it got approved. And pno do check your relationship.

Good for you. Atleast they listen to you after couple of emails.

Im stuck with hdfc with paid cc since last 15+ yrs. With 1.25L cl only. I spend 5 to 8L per yr. I usually get the 1% voucher every quarter and 0 fees with the millennia cc. No preapproves offers, no free limit increase.

I was even ready to get ulip for infinia, the rm said not possible.

I think my hdfc account pe sani bhaari hai 😂

 

[Sobirvs]

Good for you. Atleast they listen to you after couple of emails.

Im stuck with hdfc with paid cc since last 15+ yrs. With 1.25L cl only. I spend 5 to 8L per yr. I usually get the 1% voucher every quarter and 0 fees with the millennia cc. No preapproves offers, no free limit increase.

I was even ready to get ulip for infinia, the rm said not possible.

I think my hdfc account pe sani bhaari hai 😂

how many other hdfc and non-hdfc cards you have?

what's it's total limit (of all cards shared or otherwise aswell) shown in CIBIL?

Total that CIBIL limit (credit cards loans etc) and then compare/ratio it with your ITR.

Auto CLI might be related to over leverage.

 

[PrinceHeart]

how many other hdfc and non-hdfc cards you have?

what's it's total limit (of all cards shared or otherwise aswell) shown in CIBIL?

Total that CIBIL limit (credit cards loans etc) and then compare/ratio it with your ITR.

Auto CLI might be related to over leverage.

Yes i know about that. I think that is the problem.

Waiting for elon to start mars flight from India. Then i can use all my cc to buy the ticket. Wahi settle hona hai 🙃