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HDFC Bank Warning Email Regarding Commercial Uses

TechnoFino

Founder
TF Family
Founder
Admin
HDFC Bank is sending warning emails to some of their credit card holders suspected of engaging in commercial uses. According to the email received from HDFC Bank, they have sent warnings to cardholders who were found to be doing one or more of the following:

  1. Spending more in a single billing cycle than their assigned credit limit.
  2. Having a high number of orders or canceling no-cost EMI transactions.
  3. Making a high number of transactions towards a single merchant, among other reasons.
Email screenshoot 1:

IMG-20230715-WA0001.jpg

Email screenshoot 2:

IMG-20230715-WA0002.jpg

Therefore, if you are using your HDFC Bank credit card in any of these ways, please be cautious. It appears that many people may have abused their HDFC Bank TATA Neu Card, resulting in the accumulation of a large number of Tata Neu coins, which may be causing this problem. The individuals who have received such notifications are holders of the TATA Neu, Millennia, Regalia, and Diners Black cards. Although HDFC Bank did not specify any card names in the email.
 

Abhishek012

TF Pioneer
Someone said by diwali infinia will also be devalued. Axis also started by sending mails two months before devaluation
Mai usdin ka wait kar raha hu jab wallet loading pe bhi 1%+GST laga karenge kyunki Wallet UPI jo aa gaya hai.

Yes bank ne already 0.75% laga diya hai wallet spend par.

Yes Bank announced that from 16th August 2023, the 0.75% charge is applicable on all wallet transactions made with the credit card. 0.75% of the total transaction value, or Rs.1, whichever is higher will be charged on all rental and wallet spends.
 

Chaitanya-a

TF Prestige
Mai usdin ka wait kar raha hu jab wallet loading pe bhi 1%+GST laga karenge kyunki Wallet UPI jo aa gaya hai.

Yes bank ne already 0.75% laga diya hai wallet spend par.

Yes Bank announced that from 16th August 2023, the 0.75% charge is applicable on all wallet transactions made with the credit card. 0.75% of the total transaction value, or Rs.1, whichever is higher will be charged on all rental and wallet spends.
OneCard ka bhi toh wallet load pe charges hai
 
Last edited:

Walter White

TF Legend
VIP Lounge
Mai usdin ka wait kar raha hu jab wallet loading pe bhi 1%+GST laga karenge kyunki Wallet UPI jo aa gaya hai.

Yes bank ne already 0.75% laga diya hai wallet spend par.

Yes Bank announced that from 16th August 2023, the 0.75% charge is applicable on all wallet transactions made with the credit card. 0.75% of the total transaction value, or Rs.1, whichever is higher will be charged on all rental and wallet spends.
Har wallet hi loading pe charge kar raha hai aj kal. If CC issuers also start charging, wallet ka game hi khatam ho jayega. Anyway, after UPI on CC, wallets are becoming useless with every passing day.
 

Abhishek012

TF Pioneer
AU ka bhi toh wallet load pe charges hai
Kab se ? mere pas AU CC nahi hai, kya ha t&c ?

Har wallet hi loading pe charge kar raha hai aj kal. If CC issuers also start charging, wallet ka game hi khatam ho jayega. Anyway, after UPI on CC, wallets are becoming useless with every passing day.
Woh rent payment par bhi apps sab 1.5% lete hai but phir CC ka alag se 1%+GST hota hai na.
 
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