HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions:
Link:
www.hdfcbank.com
For detailed Terms & conditions Click here
To Know more about UPI purchases on Credit card, click here
Link:
HDFC Bank UPI RuPay Mega Saver credit card
Key Features:
- 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
- 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
- 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
For detailed Terms & conditions Click here
Interest Free Credit Period
Avail up to 50 days of interest free period on your HDFC Bank UPI RuPay Mega Saver credit card from the date of purchase (subject to the submission of the charge by the Merchant).Revolving Credit
Enjoy lowest revolving credit in the industry of 1.99% on your HDFC Bank UPI RuPay Mega Saver credit card. Please refer to the Fees and Charges section for more details.Reward Point/Cashback Redemption & Validity
- The CashPoints earned on HDFC Bank UPI RuPay Mega Saver credit card can be redeemed against the statement balance at the rate of 1 CashPoint = ₹0.25, and can be done via Net Banking login, or physical redemption form
- CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and also on Rewards Catalogue at the SmartBuy Rewards Portal, wherein Credit Card members can redeem up to a maximum of 50% of the booking value through CashPoints at a value of 1 CashPoint = ₹0.25 and the rest of the amount will have to be paid via the Credit Card. To know more on Rewards catalouge, click here
- With effect from 1st January 2023, Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.
- With effect from 1st February 2023, Reward points redemption for CashBack redemption are capped per calendar month to 50,000 rewards points.
- With effect from 1st February 2023, cardmembers can redeem upto 70% of product/Voucher value through Reward points on select vouchers/products and pay the remaining amount via Credit card.
- For redemption against statement balance, Cardholder must have minimum CashPoints equivalent to ₹500
- CashPoints earned on your HDFC Bank UPI RuPay Mega Saver credit card are valid only for 2 years from the date of transaction. e.g. if you receive Reward Points in August 2021, same will expire in August 2023
| Value per Point (in Rs) | |||
| Product Catalogue | Unified SmartBuy (Flights/Hotels) | Cash back | Airmiles |
| 0.25 | 0.25 | 0.25 | 0.25 |
To Know more about UPI purchases on Credit card, click here
