Got limit upgrade in ICICI iMobile app, check yours! - ICICI Amazon Pay

[neo.puneet]

I randomly checked for the limit upgrade in the app and got 7.7 from 6.1. Check yours!

 

[mailmenow]

Now I got a call from ICICI regarding the upgrade offer for saphiro visa based on coral rupay. The agent forced multiple times to take the card as it is FYF. I told him I need only completely LTF card not FYF card. Finally he told me that if I don't take saphiro card my coral rupay card will be closed within 2 hrs. This is the bank procedure ". What kind of useless thing is this?? If we upgrade then only old card can be closed. Without upgrade how he will close my card??

 

[kuchbhikuchbhi is verified member.]

Now I got a call from ICICI regarding the upgrade offer for saphiro visa based on coral rupay. The agent forced multiple times to take the card as it is FYF. I told him I need only completely LTF card not FYF card. Finally he told me that if I don't take saphiro card my coral rupay card will be closed within 2 hrs. This is the bank procedure ". What kind of useless thing is this?? If we upgrade then only old card can be closed. Without upgrade how he will close my card??

in icici even after upgrade previous is not closed 😂😂

 

[BVCBVC is verified member.]

in icici even after upgrade previous is not closed 😂😂

Now I got a call from ICICI regarding the upgrade offer for saphiro visa based on coral rupay. The agent forced multiple times to take the card as it is FYF. I told him I need only completely LTF card not FYF card. Finally he told me that if I don't take saphiro card my coral rupay card will be closed within 2 hrs. This is the bank procedure ". What kind of useless thing is this?? If we upgrade then only old card can be closed. Without upgrade how he will close my card??

He must be an intern desperate to sell. 😆 😆

 

[hender]

Now I got a call from ICICI regarding the upgrade offer for saphiro visa based on coral rupay. The agent forced multiple times to take the card as it is FYF. I told him I need only completely LTF card not FYF card. Finally he told me that if I don't take saphiro card my coral rupay card will be closed within 2 hrs. This is the bank procedure ". What kind of useless thing is this?? If we upgrade then only old card can be closed. Without upgrade how he will close my card??

If you are not taking the promotion that means you are fired from the job 🤭,
Nothing like that, he is doing wrong by pressurising in a blackmail way.

 

[2025]

Now I got a call from ICICI regarding the upgrade offer for saphiro visa based on coral rupay. The agent forced multiple times to take the card as it is FYF. I told him I need only completely LTF card not FYF card. Finally he told me that if I don't take saphiro card my coral rupay card will be closed within 2 hrs. This is the bank procedure ". What kind of useless thing is this?? If we upgrade then only old card can be closed. Without upgrade how he will close my card??

Ignore/ block him.

If u want to do more... Ask him his name and ID no. Then shoot an email against this Mis-selling.

 

[mailmenow]

If you are not taking the promotion that means you are fired from the job 🤭,
Nothing like that, he is doing wrong by pressurising in a blackmail way.

Shall I complaint to higher authority?

 

[mailmenow]

Ignore/ block him.

If u want to do more... Ask him his name and ID no. Then shoot an email against this Mis-selling.

No details I have only call recording

 

[2025]

No details I have only call recording

Still you can raise complaint. They will investigate internally for details.

 

[hender]

Shall I complaint to higher authority?

It's your call 🤙, You can or avoid.

 

[gg123]

Noticed something odd.
I have 4.3L combined limit on coral rupay + Apay card.

when I am inside the cards section I saw "Increase Limit" instead of "Manage limit". but when I clicked on it. it is still showing 4.3L as the maximum.

is this a delay or some sort of glitch?
My highest is amex plat travel 5.34L followed by icic 4.3 and Axis 2.1 no other bank cards apart from these

 

[card-shard]

Noticed something odd.
I have 4.3L combined limit on coral rupay + Apay card.

when I am inside the cards section I saw "Increase Limit" instead of "Manage limit". but when I clicked on it. it is still showing 4.3L as the maximum.

is this a delay or some sort of glitch?
My highest is amex plat travel 5.34L followed by icic 4.3 and Axis 2.1 no other bank cards apart from these

It's bad/confusing design in App.
The text "Increase Limit" is fixed in App. It never changes.
When you get pre-approved offer, the amount below it changes.
If amount is same as current limit, then there is no pre-approved offer for you.

 

[gg123]

It's bad/confusing design in App.
The text "Increase Limit" is fixed in App. It never changes.
When you get pre-approved offer, the amount below it changes.
If amount is same as current limit, then there is no pre-approved offer for you.

The text "Increase Limit" is fixed in App. It never changes.
I am not sure about this. I used to have "Manage limit" for as long as I remember. I only ever saw "Increase Limit" when I got offered 70k to 250k, Then 250k to 270k and later 270k to 430k

I use iOS device.

Edit 1: Even now when I log in to the app and go to cards section. For a second I see "Manage Limit" then it changes to "Increase Limit"

 

[card-shard]

The text "Increase Limit" is fixed in App. It never changes.
I am not sure about this. I used to have "Manage limit" for as long as I remember. I only ever saw "Increase Limit" when I got offered 70k to 250k, Then 250k to 270k and later 270k to 430k

I use iOS device.

Edit 1: Even now when I log in to the app and go to cards section. For a second I see "Manage Limit" then it changes to "Increase Limit"

Can't say abt IOS App. But in Android, once you click on Manage Limit, there are two sections : "Current Credit Limit" & "Offered Credit Limit". (I mistakenly referred to it as "Increase Limit")

"Offered Credit Limit" ALWAYS remains visible, but the amount remains same as current limit. When people get pre-approved offer, the amount changes to new offered limit.

 

[gg123]

Noticed something odd.
I have 4.3L combined limit on coral rupay + Apay card.

when I am inside the cards section I saw "Increase Limit" instead of "Manage limit". but when I clicked on it. it is still showing 4.3L as the maximum.

is this a delay or some sort of glitch?
My highest is amex plat travel 5.34L followed by icic 4.3 and Axis 2.1 no other bank cards apart from these

Can't say abt IOS App. But in Android, once you click on Manage Limit, there are two sections : "Current Credit Limit" & "Offered Credit Limit". (I mistakenly referred to it as "Increase Limit")

"Offered Credit Limit" ALWAYS remains visible, but the amount remains same as current limit. When people get pre-approved offer, the amount changes to new offered limit.

Update on this.
My hunch was correct. there was a delay indeed. got the limit enhancement from 4.3L to 5.2L

 

[Wealth is my birth right!]

Update on this.
My hunch was correct. there was a delay indeed. got the limit enhancement from 4.3L to 5.2L

My manage limit in iOS never changed
Icici cards I use in bms only so they r stingy to me so far

 

[gg123]

My manage limit in iOS never changed
Icici cards I use in bms only so they r stingy to me so far

huh! now that you mentioned it. I just checked. My Apay card is still 4.3L only the coral rupay card's limit updated to 5.2

 

[Wealth is my birth right!]

huh! now that you mentioned it. I just checked. My Apay card is still 4.3L only the coral rupay card's limit updated to 5.2

Congrats atleast for coral u got?
Did u spend much on coral?

 

[gg123]

Congrats atleast for coral u got?
Did u spend much on coral?

Nope. None. mostly UPI spends here and there, Would be less than 2-3k per month.
these days I am not even taking advantage of 10% ICICI deals. when I do in AJIO amazon pay is working there.

But my spends on amazon pay are higher. averaging over 30k per month. that's the best card I have so far to offline spends after 4L milestone on Plat travel.