Going to take my first travel card - Axis Atlas, need some inputs.

[cardio_guycardio_guy is verified member.]

So after a lot of time spent on cashback cards and exploring a lot about travel cards, I finally decided to take the plunge and get into the world of travel card.
I had been avoiding Axis for some reasons all this while, but finally decided to take the Axis Atlas card.

Most importantly these days my bookings have changed, I usually book from direct airlines website or app, and hotels can be booked from traveledge.
So this gives me a chance to try my luck with Axis Atlas.

My travel and hotel stay is mostly domestic. My current cards do not give any good value on flight or hotel booking.
But Indigo flights are the one where I am stuck without any returns. (or may be 1.5% base returns)

I was shortlisting some of the other cards in this league:
- Amex Plat Travel: Amex not issuing cards now and low offline acceptance held me back
- HSBC Travel One: The advantage over Atlas is that OTAs are included but with Traveledge, I decided to go with Axis.
- HDFC Regalia Gold - I will be get this card sometime this year. When I get it, I will relook at my strategy.

Another thing that I considered is validity of edge miles and accor points.
I understand that Edge miles are valid for 3 years, but Accor points validity keeps extending as and when we transfer in points.

Use case of the Edge miles is stay in Accor hotels and nothing else.
In the next 1-2 years, I want to take my family to good places, and stay in good hotels, and I believe this will be a good choice.


I want to know the following things -
1. I don't have an Axis bank account. Will they give this card for people who doesnt have an account?
2. How is traveledge portal for booking hotels? (not accor or mariott kind of, but local ones)
3. I haven't considered anything about vouchers yet. Is it possible to play the voucher game with this card? If yes, how?
3. Did I mss anything else?

 

[cardio_guycardio_guy is verified member.]

I accounted Neon subscription fee and told its effectively 3% and 4%.

There was a comparison of kiwi vs supermoney pro. I know supermoney is capped at 500 per month. But flat 3%.
Is kiwi comparable/better?

 

[nh124001]

There was a comparison of kiwi vs supermoney pro. I know supermoney is capped at 500 per month. But flat 3%.
Is kiwi comparable/better?

with free neon subscription + for 1Lpa spends it's better than supermoney

 

[prankster]

There was a comparison of kiwi vs supermoney pro. I know supermoney is capped at 500 per month. But flat 3%.
Is kiwi comparable/better?

Lots of vendors have stopped CC on UPI and the number is only increasing. It makes sense to have supermoney cc. There's no pressure of high spending and no fees either. Only if you can forsee yourself spending 1.5L in a year where merchants accept CC payment via Upi, then get Kiwi.

 

[HumorSimpson]

There was a comparison of kiwi vs supermoney pro. I know supermoney is capped at 500 per month. But flat 3%.
Is kiwi comparable/better?

Here is my detailed analysis

Post in thread 'Which card to go for? KIwi or Kredit.Pe ACE?'

Tuesday at 11:59 AM

Note: currently kiwi is issued by yes bank. If you already have some yes cc they may not process the application.

Now the first year subscription is not free since July 1st week even with referral . Referral rewards 300 Rs to applicant and 300 Rs to referee on successful on boarding.


kiwi with neon subscription gives 2% CB on scan &pays and milestone benefits of 3%, 4% and 5% at 50K, 1L and 1.5L. Without neon its 1.5% and no milestone benefits.

1. Neon Subscription(999rs + ginger special tea) you get 2% on scan & pay. Min spend is 100rs and...

• HumorSimpson

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