Hi All, credit card noob here. I was not well versed with the benefits of optimally using credit cards for spends till last year. I was informed about this awesome community through reddit. Since then, i am trying to educate myself but still have miles to go.
I had applied for Amex Plat Travel...
Hi everyone,
I'm planning to get a travel-focused credit card and would appreciate some suggestions. Here are a few details about my profile:
Monthly Salary: ₹70,000
Annual Credit Card Spend: ₹3–4 lakhs (includes insurance and fuel)
Primary Goal: Accumulate air miles for future travel
A few...
So after a lot of time spent on cashback cards and exploring a lot about travel cards, I finally decided to take the plunge and get into the world of travel card.
I had been avoiding Axis for some reasons all this while, but finally decided to take the Axis Atlas card.
Most importantly these...
Who is everyone using for travel insurance?
I've just been buying from policy bazaar but most coverage is inadequate or ineligible for my needs. Ex: lost upwards of 20L on bookings that had to be canceled due to the recent Qatar air space closure. The $500,000 platinum coverage from Tata AIG...
Suggest me cards based on rewards points/ air miles for flights booking redemption majorly domestic.
I have most of the cashback cards as ltf/effectively free (Sbi Cashback, Airtel, Swiggy, Bpcl Octane, AmazonPay) and earning good cashbacks on it
Few considerations
-The new card should provide...
Hi Everyone!
I recently did a detailed comparison of flight prices across three major platforms tied to our reward ecosystems:
HDFC SmartBuy
Axis Travel Edge
ICICI iShop
Goibibo (only for Tokyo)
🔍 Routes compared:
Bangalore → New York
Bangalore → Tokyo
Bangalore → Delhi
💳 I checked fares...
Just sharing my quick one-day trip from Cochin to Bangalore and back. I booked my onward journey on Air India Express using NeuCoins—didn’t pay anything extra as the taxes were also covered. It was nice that the earned coins appeared directly on the AIX website, so I didn’t have to transfer...
Hi everyone,
I currently hold the following Amex cards:
Amex MRCC (Lifetime Free)
Amex Travel Platinum Card – Got this in July 2024
Amex Gold Charge Card – Taken around 4 months ago
I've recently crossed ₹4L spend on the Travel Platinum, and now have around 62,000 Membership Reward points...
Hi everyone,
I could really use your expert advice on maximizing the value of various points and vouchers across multiple credit cards. Here's my situation:
🔹 Points & Vouchers I Have:
American Express Membership Rewards (MR):
100,000 MR points on my card
35,000 MR points on my father's Amex...
FeatureWealth Credit CardPower+ Credit Card
Base Earn10 RP/₹150 (on reaching ₹20,000 monthly spend)3 RP/₹150 (no milestone required)
Bonus Reward Points on Hotel Bookings+50 RP/₹150+50 RP/₹150
Bonus Reward Points on Flight Bookings+20 RP/₹150+30 RP/₹150
Total Earn on Hotel Bookings60...
Currently stuck outside gate 24. Passenger access to gates >31 (Adani, Oasis) is blocked. Only lounge available is Travel Club which is not accepting TataNeu CCs. Would greatly appreciate if I can get x2 access. Thanks!
TF Folks,
With recent changes & Revaluation with IDFC Mayura and IDFC Ashva for travel related bookings, this thread is related to comparison between Mid Range to Premium travel category cards.
IDFC Mayura vs IDFC Ashva vs Axis Atlas vs Amex Plat Travel vs HSBC Travel One vs HDFC Marriott...
Planning to travel to USA for 3 months. Which is best, taking international travel insurance in India or taking health insurance in USA. Age- 61 years. If so, which are the insurance companies in India / USA is better. Please advise.
The complimentary travel cancellation thing has anyone experienced via emerald?
Whats the process i need to do it for one booking ... if anyone can help me for the same
Starting this year, I received an upgrade offer from AMEX to convert my MRCC to Platinum Travel that came along with 2500 Amazon voucher.
Upon contacting customer care, they mentioned that I would receive the same within 120 days from offer end date, which was 31st January.
Anyone else who...
FREE RuPay JCB Plaza Lounge (Honolulu, Guam, Taipei, Singapore, Paris, Seoul, Hong Kong, Bangkok, Japan)
JCB Plaza Lounges are free for RuPay JCB card holders. These lounges offer amenities like free Wi-Fi, drinks, and baggage check-in. Additionally, the JCB Plaza Call Center provides free...
Need a Card recommendation based on spends, I spend mostly on shopping, that too mostly on Amazon, a little bit on flipkart and myntra. Don't travel a lot, maybe 2 domestic round trips in a year. Ideally would like rewards to be in form of Domestic flights for when I do travel for me and family...