GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD/ BYPASS UNION UDAAN ELIGIBILITY CRITERIA

[apurba.d1]

Some strange thing happened with me, initially i got issued a normal card. Visited branch to apply rsdc, they re-issue the card to rsdc variant and 413 debit instead of 1180 something.

 

[apurba.d1]

Some strange thing happened with me, initially i got issued a normal card. Visited branch to apply rsdc, they re-issue the card to rsdc variant and 413 debit instead of 1180 something.

It was IOB

 

[Ram1]

It was IOB

Yes IOB card upgrade charge is 350+gst but not same card. U will get new card. Card will be visible in ur app after 1 2 days

 

[apurba.d1]

Yes IOB card upgrade charge is 350+gst but not same card. U will get new card. Card will be visible in ur app after 1 2 days

Yes it's rsdc. Already visible in the app. But i have sbmax to ism there any chance of charge reversal

 

[Ram1]

Yes it's rsdc. Already visible in the app. But i have sbmax to ism there any chance of charge reversal

No once charged ,they wont reverse automatically.
Iob rsdc issue fee 800 plus gst
But upgrade to rsdc fee 350 plus gst

Strange bank,anyhow beneficial for us

 

[apurba.d1]

No once charged ,they wont reverse automatically.
Iob rsdc issue fee 800 plus gst
But upgrade to rsdc fee 350 plus gst

Strange bank,anyhow beneficial for us

Yes its a great deal for rsdc

 

[Jatayu]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates

EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.

Good luck 🤞

Thanks a lot bro. You explained perfectly - SBPRO, Degree docs, Vyom app Vdc. A/c opening was smooth as no bypass was req also. Got my Fyf Rsdc with Kit & after few days, generated Ltf virtual Rsdc too. Ab monthly Spa ka intezam ho gaya 😁

 

[Jatayu]

I feel like people are wasting a lot if energy for this account.
That vdc is not sure shot thing. Only 30% people here got that.

So 400rs card for a 10k account is pretty normal. Plus need of lot of documentation and knowledgeless staff and patience.

I would suggest to go for 500/1000 mab account and with fees cards than this udaan

It means I got lucky here. In just a single visit of 30 mins, I got my Udaan account with instant kit Rsdc too. Staff was knowledgeable about this account. Best thing is Virtual Rsdc got generated with just a tap. At first I also got error message but after few hours, I tried again and got success. So no complaints.

 

[Dhudu]

It means I got lucky here. In just a single visit of 30 mins, I got my Udaan account with instant kit Rsdc too. Staff was knowledgeable about this account. Best thing is Virtual Rsdc got generated with just a tap. At first I also got error message but after few hours, I tried again and got success. So no complaints.

Transction working for VDC? Off late VDC is not working for ecom for most people, me included....

 

[Jatayu]

Transction working for VDC? Off late VDC is not working for ecom for most people, me included....

I didn't check this. Let me confirm too.
Update - Just added Rs.2 to Amazon wallet & It's working

 

[Ram1]

It means I got lucky here. In just a single visit of 30 mins, I got my Udaan account with instant kit Rsdc too. Staff was knowledgeable about this account. Best thing is Virtual Rsdc got generated with just a tap. At first I also got error message but after few hours, I tried again and got success. So no complaints.

Congratulations bro,happy for you.

You got lucky and got ur work done in 30mins because they irratated 1 2 customers before like me and got knowledge about this😅

 

[shu_sha_]

Thanks a lot bro. You explained perfectly - SBPRO, Degree docs, Vyom app Vdc. A/c opening was smooth as no bypass was req also. Got my Fyf Rsdc with Kit & after few days, generated Ltf virtual Rsdc too. Ab monthly Spa ka intezam ho gaya 😁

How did the vdc got generated? Mine is still showing error since a month now

 

[Jatayu]

Congratulations bro,happy for you.

You got lucky and got ur work done in 30mins because they irratated 1 2 customers before like me and got knowledge about this😅

Ram ji ki kripa sada Jatayu jaise param bhakto pe rehti hi hai

 

[Jatayu]

How did the vdc got generated? Mine is still showing error since a month now

Today around 2-3 pm I tried for Vdc for the first time but got an error. At around 7pm, I tried again without any hope but voila, it got generated with Bin 652414.