harry_potter
TF Select
i need to plan for varanasi to do a holy dip, so that I can wash my sins, then i will try again to apply for virtual debit cardYest er day
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i need to plan for varanasi to do a holy dip, so that I can wash my sins, then i will try again to apply for virtual debit cardYest er day
💯💯trueI feel like people are wasting a lot if energy for this account.
try indian overseas bank you can get for 1k mabI am thinking to get this one only If I find someone helpful in the branch.
IOB mab is 100/200 if u dont opt for chequebook.💯💯true
it's not worthy for that hard work and also add one more bank account doesn't make sense. i suggest better get select credit card of UBOI then opening bank account
recently selects got devaluated
now only 1 longue access per quarter, hotstar from ott, even though we use spa we still need to pay some extra money (not completely free i heard this.)
try indian overseas bank you can get for 1k mab
I will be crossing varanasi on my way to Delhi tomorrow. Waive ur hand I will see u whether u have taken a proper dip or noti need to plan for varanasi to do a holy dip, so that I can wash my sins, then i will try again to apply for virtual debit card
Yeah not worth the efforts. This post now seems misleading. Lot of people are facing issue with vdc.💯💯true
it's not worthy for that hard work and also add one more bank account doesn't make sense. i suggest better get select credit card of UBOI then opening bank account
recently selects got devaluated
now only 1 longue access per quarter, hotstar from ott, even though we use spa we still need to pay some extra money (not completely free i heard this.)
try indian overseas bank you can get for 1k mab
i wish some one had put this knowledge in my a$$ upfront before converting my account to HNI with QAB of 1L. The second dumbest thing ever done in technofino.IOB mab is 100/200 if u dont opt for chequebook.
Best account, everything can be done online
@La pasión bro please do this🙂Yeah not worth the efforts. This post now seems misleading. Lot of people are facing issue with vdc.
I think OP @La pasión should add a disclaimer in the main post about vdc failure
Past is past bro. Leave it behind.i wish some one had put this knowledge in my a$$ upfront before converting my account to HNI with QAB of 1L. The second dumbest thing ever done in technofino.
(first one: I just saw a post that he missed payment due of 2 rupees which used for longue verification and lost his credit score and added got charges)
Already have onetry indian overseas bank you can get for 1k mab
Is your DC eligible for RuPay Select benefits?I will be crossing varanasi on my way to Delhi tomorrow. Waive ur hand I will see u whether u have taken a proper dip or not
What do you mean by that? Bob,canara,pnb and multiple banks Dcs are eligible for select benefits.A
Is your DC eligible for RuPay Select benefits?
Checked for your bin. Doesn't seem to have the Rupay benefits.Please read the full thread to bypass eligibility criteria.
In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN
Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.
Individuals: singly or jointly and in case of joint account professional should be the primary account holder.
AGE CRITERIA - 21-40
MAB- 10,000
Debit card- Rupay Select/ Visa Signature
Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.
(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.
IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT
One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.
You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges
I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.
Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.
Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates
EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.
Good luck 🤞
Attached below for your referenceChecked for your bin. Doesn't seem to have the Rupay benefits.
Have you been able to avail any?
which IOB account type we need to open online for 200 MAB?IOB mab is 100/200 if u dont opt for chequebook.
Best account, everything can be done online
General public variantwhich IOB account type we need to open online for 200 MAB?
Yes via netbankingand can we apply for RSDC online?
Quarterlyand does the benefit refresh quarterly for this or yearly?
it can be opened online ?General public variant
Yes via netbanking
Quarterly
Y esit can be opened online ?
944and charges of rsdc
How to open online?Y es
944
Yesit can be opened online ?
800+gst both JF and AFand charges of rsdc ?
Go to youtube, and search iob account opening, see latest onescould u plz detailed process or any thread link for online account opening
O k .Yes
800+gst both JF and AF
Go to youtube, and search iob account opening, see latest ones