GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD/ BYPASS UNION UDAAN ELIGIBILITY CRITERIA

[harry_potter]

Yest er day

i need to plan for varanasi to do a holy dip, so that I can wash my sins, then i will try again to apply for virtual debit card

 

[harry_potter]

I feel like people are wasting a lot if energy for this account.

💯💯true
it's not worthy for that hard work and also add one more bank account doesn't make sense. i suggest better get select credit card of UBOI then opening bank account
recently selects got devaluated
now only 1 longue access per quarter, hotstar from ott, even though we use spa we still need to pay some extra money (not completely free i heard this.)

I am thinking to get this one only If I find someone helpful in the branch.

try indian overseas bank you can get for 1k mab

 

[Ram1]

💯💯true
it's not worthy for that hard work and also add one more bank account doesn't make sense. i suggest better get select credit card of UBOI then opening bank account
recently selects got devaluated
now only 1 longue access per quarter, hotstar from ott, even though we use spa we still need to pay some extra money (not completely free i heard this.)

try indian overseas bank you can get for 1k mab

IOB mab is 100/200 if u dont opt for chequebook.
Best account, everything can be done online

 

[La pasión]

i need to plan for varanasi to do a holy dip, so that I can wash my sins, then i will try again to apply for virtual debit card

I will be crossing varanasi on my way to Delhi tomorrow. Waive ur hand I will see u whether u have taken a proper dip or not

 

[Ram1]

💯💯true
it's not worthy for that hard work and also add one more bank account doesn't make sense. i suggest better get select credit card of UBOI then opening bank account
recently selects got devaluated
now only 1 longue access per quarter, hotstar from ott, even though we use spa we still need to pay some extra money (not completely free i heard this.)

try indian overseas bank you can get for 1k mab

Yeah not worth the efforts. This post now seems misleading. Lot of people are facing issue with vdc.

I think OP @La pasión should add a disclaimer in the main post about vdc failure

 

[harry_potter]

IOB mab is 100/200 if u dont opt for chequebook.
Best account, everything can be done online

i wish some one had put this knowledge in my a$$ upfront before converting my account to HNI with QAB of 1L. The second dumbest thing ever done in technofino.
(first one: I just saw a post that he missed payment due of 2 rupees which used for longue verification and lost his credit score and added got charges)

 

[harry_potter]

Yeah not worth the efforts. This post now seems misleading. Lot of people are facing issue with vdc.

I think OP @La pasión should add a disclaimer in the main post about vdc failure

@La pasión bro please do this🙂

 

[Ram1]

i wish some one had put this knowledge in my a$$ upfront before converting my account to HNI with QAB of 1L. The second dumbest thing ever done in technofino.
(first one: I just saw a post that he missed payment due of 2 rupees which used for longue verification and lost his credit score and added got charges)

Past is past bro. Leave it behind.

 

[Amit_1]

try indian overseas bank you can get for 1k mab

Already have one

 

[cardz]

A

I will be crossing varanasi on my way to Delhi tomorrow. Waive ur hand I will see u whether u have taken a proper dip or not

Is your DC eligible for RuPay Select benefits?

 

[zomatoo]

A

Is your DC eligible for RuPay Select benefits?

What do you mean by that? Bob,canara,pnb and multiple banks Dcs are eligible for select benefits.

 

[cardz]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates

EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.

Good luck 🤞

Checked for your bin. Doesn't seem to have the Rupay benefits.
Have you been able to avail any?

 

[La pasión]

Checked for your bin. Doesn't seem to have the Rupay benefits.
Have you been able to avail any?

Attached below for your reference

 

[DashGem]

IOB mab is 100/200 if u dont opt for chequebook.
Best account, everything can be done online

which IOB account type we need to open online for 200 MAB?
and can we apply for RSDC online?
and does the benefit refresh quarterly for this or yearly?

 

[Ram1]

which IOB account type we need to open online for 200 MAB?

General public variant

and can we apply for RSDC online?

Yes via netbanking

and does the benefit refresh quarterly for this or yearly?

Quarterly

 

[Deepak_9155]

General public variant

Yes via netbanking

Quarterly

it can be opened online ?
and charges of rsdc ?

could u plz detailed process or any thread link for online account opening

 

[s1t2y3a3m6]

it can be opened online ?

Y es

and charges of rsdc

944

 

[Deepak_9155]

Y es

944

How to open online?

 

[Ram1]

it can be opened online ?

Yes

and charges of rsdc ?

800+gst both JF and AF

could u plz detailed process or any thread link for online account opening

Go to youtube, and search iob account opening, see latest ones

 

[Deepak_9155]

Yes

800+gst both JF and AF

Go to youtube, and search iob account opening, see latest ones

O k .