Infinia From ₹1 Cr FD to Infinia CC: The Upgrade !!

[Finchamp!]

Yes my accounr was under Imperia for last 1 year

Please check DM.

 

[m4b]

Can you lend me for 50 days?

👉👈

 

[kuchbhikuchbhi is verified member.]

Can you lend me for 50 days?

👉👈

Byaj dena hoga sirji

 

[Finchamp!]

Yes my accounr was under Imperia for last 1 year

How soon after opening your HDFC savings account did you make the FD? Do they force you to keep the account alive for a whole year first?

P.S. I despise HDFC banking — just plotting my great escape the moment Infinia lands in my wallet (if it lands, that is 😅)!

 

[Dragon_slayer]

What made you decide to park 1 Cr in FD, just for a Credit card? Were you keeping that amount in savings account already?

 

[Hackmebro]

How soon after opening your HDFC savings account did you make the FD? Do they force you to keep the account alive for a whole year first?

P.S. I despise HDFC banking — just plotting my great escape the moment Infinia lands in my wallet (if it lands, that is 😅)!

As per new banking relationship value, you can open a new bank account, hand them over 1 Cr cheque - they will directly open your Imperia account. Ask them to make FD - post 90 days branch guys can apply Infinia for you. - no questions asked.

I was waiting for my 90 days to end, fast forward 50th day - I could see pre approved Infinia offer and applied for it. No docs, nothing.

 

[Hackmebro]

What made you decide to park 1 Cr in FD, just for a Credit card? Were you keeping that amount in savings account already?

For Infinia, yes.
Yes.

 

[iamdhamo]

Is it paid or Ltf?

 

[Hackmebro]

Is it paid or Ltf?

Unsecured, and paid.
Not LTF

 

[hender]

No, I opened FD and they told me they will manually apply for Infinia post 90 days. Cut short to 50 days, I got it in pre approved offers with 10L Limit and 1500
Amazon voucher.

FD is done before 31 March ?

UPDATE:
Application is approved and I can see Infinia credit card issued in portal.

View attachment 100513

Congratulations 🎉 🎉

Once you got the offer, did you still have to give payslips and all? I do not have any banking relationship with HDFC right now..I also do not have the salary slip to fulfil Infinia's eligibility criteria. However, I can open a 1 Cr FD for 2-3 months. Do I have any chances for Infinia? Should I go for it?

You have FULL chances.

Your's FD is created via IB/MB/Whatsapp or through Branch ?👇

As per new banking relationship value, you can open a new bank account, hand them over 1 Cr cheque - they will directly open your Imperia account. Ask them to make FD - post 90 days branch guys can apply Infinia for you. - no questions asked.

I was waiting for my 90 days to end, fast forward 50th day - I could see pre approved Infinia offer and applied for it. No docs, nothing

 

[sunit123]

If you are taking FD route it means your spends are not much so infinia will be just a ego booster without any practical use.

This forum create a fomo that your life is incomplete without infinia.

 

[sunit123]

Now you have joined a rat race to spend 10 lakh p.a. to waive off renewal fees else renewal fees will make this card worthless