For getting pre-approved ICICI credit card

[SPEEDSTERV4]

I have already Flipkart Axis and SBI Simply Click Credit Card with no late payment history and using over 5 months and CIBIL 755.
Can I get offer from ICICI for pre approved credit card in future without opening a savings account in their branch????
Because If I do so then I have to invest 10k.

 

[Krish]

I have already Flipkart Axis and SBI Simply Click Credit Card with no late payment history and using over 5 months and CIBIL 755.
Can I get offer from ICICI for pre approved credit card in future without opening a savings account in their branch????
Because If I do so then I have to invest 10k.

You have to open an account with the bank for pre approved cc offer.

 

[ashwink]

I have already Flipkart Axis and SBI Simply Click Credit Card with no late payment history and using over 5 months and CIBIL 755.
Can I get offer from ICICI for pre approved credit card in future without opening a savings account in their branch????
Because If I do so then I have to invest 10k.

You need to have relationship with bank for pre approved offers 👍
Simply go with mine account there also pre approved offers 👍

 

[SPEEDSTERV4]

You need to have relationship with bank for pre approved offers 👍
Simply go with mine account there also pre approved offers 👍

Is this sure that having an mine account can bring me pre-approved credit card offers?

 

[SPEEDSTERV4]

Thank You bro

Yes

Thank you brother 😌

 

[ashwink]

Is this sure that having an mine account can bring me pre-approved credit card offers?

Yes

Yes I'm the example for this.

 

[SPEEDSTERV4]

Yes I'm the example for this.

Within How many days you got the offer?

 

[ashwink]

Within How many days you got the offer?

7 to 8 months

 

[SPEEDSTERV4]

7 to 8 months

That's great 😊

 

[ashwink]

That's great 😊

Haan ✌

 

[Subhankar]

For pre-approved offers, you need to have a good amount of NRV. Without account nothing comes as pre-approved. For pre approved offers, account relationship works as surrogate instead of income docs or another card statement.
It's better to opt for c2c application later on.

 

[Souvik]

For pre-approved offers, you need to have a good amount of NRV. Without account nothing comes as pre-approved. For pre approved offers, account relationship works as surrogate instead of income docs or another card statement.
It's better to opt for c2c application later on.

For more clarity would you care to elaborate the approximate amount for good NRV across the leading banks ?

That should help !

 

[TheTrickySid]

For more clarity would you care to elaborate the approximate amount for good NRV across the leading banks ?

That should help !

I actually depends on how much amount of pre approved offer you want.
If you want an offer of pre approved 1L cc
The you should ideally maintain 1 to 1.5L in savings.
And so on...
But there no hard and fast rule for it🙂

 

[Subhankar]

For more clarity would you care to elaborate the approximate amount for good NRV across the leading banks ?

That should help !

The higher is better. There's no capping of "good"

 

[Souvik]

For more clarity would you care to elaborate the approximate amount for good NRV across the leading banks ?

That should help !

I suppose a ball park figure of max 5L should be enough across all banks for normal offers.

 

[TheTrickySid]

You can get max. Sapphiro LTF with this

What if I keep it in FD(5L)??

 

[TheTrickySid]

I guess Rubyx/Sappeiro LTF ... I currently kept 2-3L TRV in ICICI ... Let's see

How long it's been??

 

[Souvik]

You can get max. Sapphiro LTF with this

I am just talking about normal offers. Value for money ones

 

[Souvik]

Is LTF not value for money?

I mean useful LTF cards + anything chargeable which gives at least equivalent or more benefits compared to its cost as 'value for money'.

 

[Parveshgarg]

After getting pre-approved credit card if we close our saving account with bank, will that affect credit card??