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Finally got HDFC credit card lifetime free. 4th card within 6 months 😂

Patil007

TF Ace
After struggling from 6 months to get one HDFC credit card LTF, finally got HDFC millennia credit card lifetime free 🙌.

On June 2022, I had applied via HDFC portal and it shows me Millennia as eligible but they gave me moneyback card. That time spend based LTF offer was there. I refused to accept and they said apply after 6 months. And they gave me millenia after 10 days, but I already spent 50K using ICICI card, so I refused to take new card as well. 😅.

After 4 months, in my office, HDFC representative came to offer LTF card based on Corporate offer, but when I got the card it was paid. Closed the same.

After 10 days same office branch said new rules has come for LTF offer, other bank credit card + salary slip. I confirmed thrice from them and branch manager and finally got LTF millenia 🙏.

Attached is the form they showed me for LTF condition. @TechnoFino
 

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I wanted to apply an HDFC credit card (preferably Millennia LTF / Regalia LTF) for my wife. She is not holding an account with HDFC.
I went to HDFC bank website and filled details there and I was offered cards like IndianOil, Moneyback+ & Tata Neu Plus.
Is there a way to apply on C2C basis so that I can get both higher limit and Millennia as LTF (if not regalia) for her?
 

Patil007

TF Ace
I wanted to apply an HDFC credit card (preferably Millennia LTF / Regalia LTF) for my wife. She is not holding an account with HDFC.
I went to HDFC bank website and filled details there and I was offered cards like IndianOil, Moneyback+ & Tata Neu Plus.
Is there a way to apply c2c basis so that I can get both a higher limit and Millennia LTF (if not regalia) for her?
Yes, Check the first message of this post plz.
 
This method shown in Image. Go to branch and apply via branch representative. I got that way only LTF.
For Millenia, they will take other bank's credit card + Salary slip is condition for LTF.

1672982339291.jpeg
I had an LTF easy EMI card and was upgraded to millennia last year, how do I make it LTF? My monthly spends is about 20-30k per month. And I'm in classic banking aswell.
 
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