ETERNA BOB LIFETIME FREE

[Andy1]

Has anyone got ETERNA card lifetime free?? do ever upgrade happen on BOB credit cards??

 

[simal]

Many members here got it as LTF. You need to have ITR >30L for that

 

[SangEUD]

Post September this 30L trick is gone. Now they don't give LTF Eterna basis 30L ITR.

 

[amit]

Has anyone got ETERNA card lifetime free?? do ever upgrade happen on BOB credit cards??

refer

Best way to apply for Eterna LTF ? (30L+ income)

I've heard that Eterna is LTF for people having annual income > 30lakhs. I have an annual income of 50+ lakhs, and I'm curious to know what will be the best way to apply for Eterna as a LTF card? Should I apply online or via branch? If I apply online, will I get an option for LTF? And if I...

www.technofino.in

 

[anirban.choudhury]

30L ITR criteria is not working now , it will be LTF only for Bob Radiance account holders as per customer care from BOB

 

[Rishabh]

I have got my card converted to LTF in last Dec without any 30l criteria or opening Radiance account.
I had good spends last year, so sent email for reversal of renewal fees and converting card to LTF which they considered after a month from the email

 

[anirban.choudhury]

I have got my card converted to LTF in last Dec without any 30l criteria or opening Radiance account.
I had good spends last year, so sent email for reversal of renewal fees and converting card to LTF which they considered after a month from the email

Yeah
I am also going to send them a mail post 1 year of card usage as per their reply . I have already crossed their milestone of fees reversal for this year . Hoping they would consider this request. Also it’s good even with annual charges no other card provide unlimited domestic lounge access for add on too with this charge

 

[aayusharyan]

I have got my card converted to LTF in last Dec without any 30l criteria or opening Radiance account.
I had good spends last year, so sent email for reversal of renewal fees and converting card to LTF which they considered after a month from the email

How much is good spends, if you can give range, it will be helpful.

 

[Rishabh]

How much is good spends, if you can give range, it will be helpful.

It was between 2.5 to 3lac approx.

 

[aayusharyan]

It was between 2.5 to 3lac approx.

Ohhh that can be achieved. Will use my BOB Card for a few months as primary and then try upgrade.
Did you had to ask them or was it pre approved offer?

 

[Rishabh]

Ohhh that can be achieved. Will use my BOB Card for a few months as primary and then try upgrade.
Did you had to ask them or was it pre approved offer?

Not pre-approved, requested them to convert to LTF but not sure if bank is considering this request now. I got it converted to LTF last year.

 

[aayusharyan]

Not pre-approved, requested them to convert to LTF but not sure if bank is considering this request now. I got it converted to LTF last year.

I will spend a few lacs on this and then will mail them, let's see.

 

[AllThatStuff]

I wrote them for upgrade from Premier LTF to Eterna LTF....it was straight away declined !! 👇

 

[hks789]

It was between 2.5 to 3lac approx.

Ohhh that can be achieved. Will use my BOB Card for a few months as primary and then try upgrade.
Did you had to ask them or was it pre approved offer?

Earlier this year I tried with double that amount and was rejected for LTF conversion 🫠.
Maybe because my card was only 9 months old. I will try again next year

 

[aayusharyan]

Earlier this year I tried with double that amount and was rejected for LTF conversion 🫠.
Maybe because my card was only 9 months old. I will try again next year

Yea yea, BOB has a cooldown period of 1 year I think. So need to wait it out.

 

[drsel]

I wrote them for upgrade from Premier LTF to Eterna LTF....it was straight away declined !! 👇

It is not worth paying money for this card for maximum 3.75% cashback, that too only on 4-5 categories -- online shopping, travel, movies, International (2.36% forex markup) and dining.
Extra 1% cashback on 5 lac spend in a year.

Also unlimited free domestic Lounge access but no International Lounge access.

Magnus burgundy, Infinia, Atlas and SBI cashback are much better

 

[ankur2wadhwa]

30 Lakh ITR completely closed ?
Anyone recently got BOB Eterna LTF Basis ?