BOB Eterna credit card benefits

[kunalcc]

How is BOB ETERNA credit card in 2023 for a frequent traveller on flights?

Is the 3000 annual fees with GST justified for Eterna in comparison with HDFC MILLENNIA with 1179 annual fees?

I hope we get 5% cashback on flight booking via amazon with millenia

 

[kunalcc]

If MCC eligible 3.75% otherwise 0.375% (drastic reduce). I don't recommend unless you want unlimited lounge which also depends on airports btw.

I take few flight trips every year with family, like four or five. So unlimited lounge access will good for me and add on cards. Each lounge cost 1500 approx, so annual fees is recoverable in ETERNA with few lounge visits. So far I didn't got college canteen crowd and hostel mess food in big city airport lounges. Paytm BOGO offer is also good