• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Emerald Private Metal Application, are they doing it correctly

Hell_Kitty

TF Premier
VIP Lounge
My application is in pending status for last 4 days. Is this the correct way to apply for Emerald Metal? I am in T2 city and most likely my RM/CC agent won’t have an idea of credit cards. So he took my Aadhar, PAN and payslips and then applied. But still the application says pending documents. According to him its pending state head approval which may take anywhere between 8-10 working days. I don’t want to ruin this application.

IMG_9491.webp
 
I thought i would never get the card, but to my surprise got it approved in a single day. Then got the same limit shared with my Amazon pay card!
I was of the opinion that ICICI started dumping this card as well on consumers. but looking at some of the ULIP and salary account movements, i felt lucky!
I have DCB LTF with 16L, HSBC Live+ 13L and IDFC wealth CC with 12L limits. I had mentioned that to my RM as well.
 
I am unable to believe this that EPM is issued with 6 L limit. I thought minimum was 10 L and during card upgrade they always give better limit on EPM than existing card.

ICICI has outdone itself 😂
Even I was shocked to see that.
 
So CL doesn't matter now. It's clear. It''s willingness of RM and Eligibility criteria matters the most.
Completely aligned. He was corporate RM and i just dropped one mail with last 6 months payslip. That’s all. It was auto approved, no kyc, no questions, etc. i was shocked it reached my house in 2 days. Wasn’t expecting
 
  • Like
Reactions: BVC
Completely aligned. He was corporate RM and i just dropped one mail with last 6 months payslip. That’s all. It was auto approved, no kyc, no questions, etc. i was shocked it reached my house in 2 days. Wasn’t expecting
Metro City ?? Usually for Metros you get in 2 days.
 
Back
Top