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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

I have an epm. We are in the process of getting one for my wife as well since we want the additional taj stay voucher and lounge access for all our family members.Just wanted suggestions on whether to go with the amex variant or the mastercard variant since I already have MC. Does amex offer any additional perks? Thanks in advance!
 
My RM said No for EPM,

As my salary is 1.9LPM, also said I will move my salary account to ICICI,

Also my salary would be 2+LPM if I have not opted for NPS and insurance premium, I presented my case to her and she took 4-5 days and said CC team has denied.
 
Demat account is now the cross selling product for EPM. Even for salaried individuals with 2.4L+ per month, they need switch to ICICI for salary account and create a demat account.
Now they have stopped sourcing EPM for 2.4L to 3L. Only for 3L and above net.
 
Are folks talking about paid EPM or FYF/LTF cards?
I have the Sapphiro twins which are currently LTF but not much spend since I use Infinia for better rewards. I have 3+ net salary but in HDFC.
Will they offer a free card if I reach out?
How much spend is for the fee waiver?
 
Are folks talking about paid EPM or FYF/LTF cards?
I have the Sapphiro twins which are currently LTF but not much spend since I use Infinia for better rewards. I have 3+ net salary but in HDFC.
Will they offer a free card if I reach out?
How much spend is for the fee waiver?
Have you made the trouble of reading the post?
 
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